Animal Shelter Business Insurance

General liability insurance covers basic risks, such as an overly excited animal tripping a visitor. Bundle with property insurance for savings in a business owner’s policy.

A business owner’s policy bundles general liability and property insurance in one plan. A BOP is often one of the most cost-effective commercial animal rescue insurance policies.

This policy, also called errors and omissions insurance, can help cover expenses if someone sues your shelter for improper care of a dog, cat, or other animal.

Directors and officers insurance protects board members and officers against legal expenses if they are sued for a decision they made on behalf of your animal shelter.

Workers’ compensation insurance is required in almost every state for animal shelters that have employees. It can cover medical costs for work-related injuries.

If an animal shelter is sued by an employee over a violation of employee rights, employment practices liability insurance (EPLI) can pay for legal costs.