Animal Shelter Business Insurance

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Save money by comparing insurance quotes for animal shelters

A dog bite or an accusation that your board mismanaged funds could lead to a lawsuit that hinders your mission of helping homeless pets. Stay on track with policies designed for animal shelters.

One application, multiple quotes

Insureon helps animal shelters compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do animal shelters need?

These policies provide coverage for the most common risks at an animal shelter.

General liability insurance

General liability insurance covers basic risks, such as an overly excited animal tripping a visitor. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged visitor property
Libel or slander lawsuits

Business owner’s policy

A business owner’s policy bundles general liability and property insurance in one plan. A BOP is often one of the most cost-effective commercial animal rescue insurance policies.

BEST FOR

Visitor injuries
Damage to visitor property
Business property damage

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can help cover expenses if someone sues your shelter for improper care of a dog, cat, or other animal.

BEST FOR

Accusations of negligence
Failure to rehome animals as promised
Failure to recognize an animal’s injury

Directors and officers insurance

D&O protects board members and officers against legal expenses if they are sued for a decision they made on behalf of your animal shelter that led to financial loss.

BEST FOR

Mismanagement of funds
Failure to perform official duties
Defamation by a board member or officer

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for animal shelters that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Employment practices liability insurance

If an animal shelter is sued by an employee over a violation of employee rights, employment practices liability insurance (EPLI) can pay for legal costs.

BEST FOR

Sexual harassment lawsuits
Discrimination claims
Claims of wrongful termination

Looking for different coverage? See more policies.

Why do animal shelters need insurance?

Providing refuge for animals is selfless work, but it’s not without its hazards. If a dog or cat injures a visitor or staff member, it could trigger a hefty lawsuit. Animal shelter insurance covers legal fees and other costs that might otherwise derail your goal of rehoming pets.

How much does insurance cost for nonprofits?

Person writing on tablet calculating cost of business insurance.

Several factors will have an impact on insurance costs, including:

Nonprofit services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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