Compare insurance quotes for churches
Save money by comparing insurance quotes from multiple carriers.
Business Insurance for Religious Organizations
Compare multiple quotes from top carriers with one application.
We partner with trusted A-rated insurance companies
Save money by comparing insurance quotes for churches
An allegation of injury, property damage, or misconduct – even if it’s found to be false – can devastate a religious organization. Church insurance policies cover legal costs, medical bills, and more.
One application, multiple quotes
Insureon helps churches and religious organizations compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
What types of insurance do churches and religious organizations need?
These policies provide coverage for the most common risks churches face.
General liability insurance
General liability insurance covers basic risks, such as a member slipping while getting up from a pew. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged visitor property
- Libel or slander lawsuits
Business owner’s policy
A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of commercial insurance for a church.
BEST FOR
- Visitor injuries
- Damage to visitor property
- Damage to church property
Professional liability insurance
This policy, also called errors and omissions insurance, can help cover expenses if your religious organization is sued for negligence, such as failure to recognize suicidal ideation.
BEST FOR
- Accusations of negligence
- Failure to perform professional duties
- Lawsuits related to misconduct
Directors and officers insurance
Directors and officers insurance protects board members and officers from legal expenses if they are sued for a decision made on behalf of a church that led to financial loss.
BEST FOR
- Mismanagement of funds
- Failure to perform official duties
- Defamation by a board member or officer
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for religious organizations that have employees. It can cover medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Employment practices liability insurance
If an employee sues a church over harassment, discrimination, wrongful termination, or another violation of employee rights, EPLI can pay for legal costs.
BEST FOR
- Sexual harassment lawsuits
- Discrimination claims
- Claims of wrongful termination
Looking for different coverage? See more policies.
How much does insurance cost for nonprofits?
Several factors will have an impact on insurance costs, including:
- Nonprofit services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
What our customers are saying
Why do churches and religious organizations need insurance?
From claims of misconduct to church property disputes, religious organizations are not immune to lawsuits. Church insurance lets you continue your worship services and programs despite medical bills from an accident, legal fees from a lawsuit, or other unexpected costs.