From claims of misconduct to property disputes, religious organizations are not immune to lawsuits. Insurance for churches lets you continue your worship services and programs despite medical bills from an accident, legal fees from a lawsuit, and other unexpected costs.
Insureon helps churches and religious organizations compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
These policies provide coverage for the most common risks churches face.
General liability insurance covers basic risks, such as a member slipping while getting up from a pew. Bundle with property insurance for savings in a business owner’s policy.
A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of commercial insurance for a religious organization.
This policy is also called errors and omissions insurance (E&O). It can cover expenses if your church is sued for negligence, such as failure to recognize suicidal ideation.
D&O protects board members and officers from legal expenses if they are sued for a decision made on behalf of a church that led to financial loss.
Most states require workers' comp for religious organizations that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
If an employee sues a church over harassment, discrimination, wrongful termination, or another violation of employee rights, EPLI can pay for legal costs.
Several factors will have an impact on insurance costs, including:
It's easy to get insurance and fidelity bonds for your religious organization if you have the relevant information on hand. Our application will ask for basic facts about your church, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your religious organization, whether you work independently or hire employees.
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