An accident at your pool, staff injury, or damaged exercise equipment could incur significant costs for your community center. Mitigate expenses with insurance designed for your risks.
These policies provide coverage for common risks community centers face.
This policy covers basic risks, such as a student getting injured during an after-school activity. Bundle with property insurance for savings in a business owner’s policy.
A business owner’s policy bundles general liability and property insurance. A BOP is often the most cost-effective type of commercial insurance for a community center.
This policy, also called errors and omissions insurance (E&O), can help cover expenses if a community member sues your organization for failing to provide promised services.
D&O protects board members and officers against legal expenses if they are sued for a decision made on behalf of your community center that led to financial loss.
Workers’ compensation insurance is required in almost every state for community centers that have employees. It can cover medical costs for work-related injuries.
If a community center is sued by an employee over harassment, discrimination, wrongful termination, or another violation of employee rights, EPLI can pay for legal costs.
From fitness programs to social support, you provide life-changing services. Because your work may involve physical activities and serving large groups, your nonprofit faces many risks. Community center insurance can pay for legal costs and other losses resulting from injuries, lawsuits, and more.
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