From fitness programs to social support, you provide life-changing services. Because your work may involve physical activities and large groups, your nonprofit faces many risks. Business insurance can pay for lawsuits and other losses from a staff injury, an accident at your pool, or theft.
These policies provide coverage for common risks community centers face.
This policy covers basic risks, such as a student getting injured during an after-school activity. Bundle with property insurance for savings in a business owner’s policy.
A business owner’s policy bundles general liability and property insurance. A BOP is often the most cost-effective type of commercial insurance for a community center.
This policy, also called errors and omissions insurance (E&O), can help cover expenses if a community member sues your organization for failing to provide promised services.
D&O protects board members and officers against legal expenses if they are sued for a decision made on behalf of your community center that led to financial loss.
Most states require workers' comp for community centers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
If a community center is sued by an employee over harassment, discrimination, wrongful termination, or another violation of employee rights, EPLI can pay for legal costs.
It's easy to get community center insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your community center, whether you work independently or hire employees.