An injured volunteer or damage to a fundraiser’s venue could result in a lawsuit or even bankruptcy. Shield your organization with policies that protect your volunteers and your hard-won funds.
These policies provide coverage for the most common risks charities face.
General liability insurance covers common risks, such as a visitor tripping in your office. Bundle with property insurance for savings in a business owner’s policy, or add special event insurance for a fundraiser.
A business owner’s policy bundles general liability and property insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for charities.
Professional liability insurance, also called errors and omissions insurance, can cover expenses if your charity is sued for a volunteer’s mistake.
Directors and officers insurance protects board members and officers against legal expenses if they are sued for a decision made on behalf of a charity that led to financial loss.
Workers’ compensation insurance is required in almost every state for charitable organizations that have employees. It can cover medical costs for work-related injuries.
If a charitable organization is sued by an employee over harassment, discrimination, wrongful termination, or another violation of employee rights, EPLI can pay legal costs.
From a fire at your office to an injury at your walkathon or 5K race, running a charity involves numerous risks. Charity insurance, including special event insurance for fundraisers, can cover your expenses, allowing you to continue helping the community through your philanthropic work.