Auto Services and Dealers Business Insurance

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Hands of car mechanic in auto repair service.

We partner with trusted A-rated insurance companies

Professions we insure:

Auto detailing and car washes Auto repair shops and mechanics Gas stations

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Auto service businesses and car dealerships can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

Common insurance policies for automotive professionals

Your small business can survive the unique risks of the auto industry with insurance for injuries, vehicle damage, and more. Insureon has helped auto shops and dealers secure more than 400 policies.

General liability insurance

This policy covers basic auto service and dealer risks, such as a customer injury at a repair shop. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Customer injuries at a repair shop or dealership
Accidental damage to customer vehicles
Advertising injuries and copyright infringement

Workers’ compensation insurance

Workers’ compensation is required in almost every state for auto service businesses and dealerships that have employees. It covers medical costs for work injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of auto shop insurance.

BEST FOR

Customer injuries
Damaged customer vehicles
Damaged business property

Commercial auto insurance

Commercial auto insurance for repair shops and dealers can pay for property damage and medical bills in an accident. It also covers vehicle theft, vandalism, and weather damage.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Looking for different coverage? See more policies.

How much does insurance cost for auto services and dealers?

Female mechanic holding clipboard considering auto costs.

Several factors will have an impact on insurance costs, including:

Automotive services offered
Shop or dealership equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

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