Auto Services and Dealers Business Insurance

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Professions we insure:
Auto detailing and car washesAuto repair shops and mechanicsGas stations
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Auto service businesses and car dealerships can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

Common insurance policies for automotive professionals

Your small business can survive the unique risks of the auto industry with insurance for injuries, vehicle damage, and more. Insureon has helped auto shops and dealers secure more than 400 policies.

General liability insurance icon

General liability insurance

This policy covers basic auto service and dealer risks, such as a customer injury at a repair shop. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Customer injuries at a repair shop or dealership
  • Accidental damage to customer vehicles
  • Advertising injuries and copyright infringement
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation is required in almost every state for auto service businesses and dealerships that have employees. It covers medical costs for work injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of auto shop insurance.

BEST FOR
  • Customer injuries
  • Damaged customer vehicles
  • Damaged business property
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance for repair shops and dealers can pay for property damage and medical bills in an accident. It also covers vehicle theft, vandalism, and weather damage.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does insurance cost for auto services and dealers?

Female mechanic holding clipboard considering auto costs.

Several factors will have an impact on insurance costs, including:

  • Automotive services offered
  • Shop or dealership equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
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Customer since 2016
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