Auto Services and Dealers Business Insurance

Compare multiple quotes from top carriers with one application.
What kind of work do you do?
Or call us at (800) 688-1984
Hands of car mechanic in auto repair service.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Top auto services and dealers we insure

Insureon has helped small businesses like yours secure over 1 million policies.
Red car with soap suds and bucket at car wash.Auto detailing and car washesMechanic working on blue car in a shop.Auto repair shops and mechanicsRed car filling up at a gas station.Gas stations

Don't see your profession? Don't worry.
We insure most businesses.

Recommended insurance policies for automotive professionals

Your small business can survive the unique risks of the auto industry with coverage for vehicle damage, injuries, and more. Having the right insurance gives you peace of mind and financial protection against the unexpected.

General liability insurance icon

General liability insurance

This policy covers basic auto service and dealer risks, such as a customer injury at a repair shop. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Customer injuries at a repair shop or dealership
  • Accidental damage to customer vehicles
  • Advertising injuries and copyright infringement
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for auto shops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of auto shop insurance.

BEST FOR
  • Customer injuries
  • Damaged customer vehicles
  • Damaged business property
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance for repair shops and dealers can pay for property damage and medical bills in an accident. It also covers vehicle theft, vandalism, and weather damage.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does insurance cost for auto services and dealers?

Female mechanic holding clipboard considering auto costs.

Several factors will have an impact on insurance costs, including:

  • Automotive services offered
  • Shop or dealership equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo
Compare automotive business insurance quotes
Save money by comparing insurance quotes from multiple carriers.
What kind of work do you do?
Or call us at (800) 688-1984