Auto Services and Dealers Business Insurance

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What kind of work do you do?
Hands of car mechanic in auto repair service.
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Top auto services and dealers we insure

Insureon has helped small businesses like yours secure over 1 million policies.

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We insure most businesses.

Recommended insurance policies for automotive professionals

Your small business can survive the unique risks of the auto industry with coverage for vehicle damage, injuries, and more. Having the right insurance gives you peace of mind and financial protection against the unexpected.

General liability insurance icon

General liability insurance

This policy covers basic auto service and dealer risks, such as a customer injury at a repair shop. Bundle with property insurance for savings in a business owner’s policy.

  • Customer injuries at a repair shop or dealership
  • Accidental damage to customer vehicles
  • Advertising injuries and copyright infringement
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for auto shops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of auto shop insurance.

  • Customer injuries
  • Damaged customer vehicles
  • Damaged business property
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance for repair shops and dealers can pay for property damage and medical bills in an accident. It also covers vehicle theft, vandalism, and weather damage.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

How much does insurance cost for auto services and dealers?

Female mechanic holding clipboard considering auto costs.

Several factors will have an impact on insurance costs, including:

  • Automotive services offered
  • Shop or dealership equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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