Business Insurance for Towing Services

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Towing
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Save money by comparing tow truck business insurance quotes

Property damage is a big risk for towing companies. Gain financial protection against customer lawsuits and vehicle accidents with tow truck insurance coverage designed for your specific risks.

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Insureon helps tow truck companies compare insurance quotes from top-rated U.S. providers. Fill out one free application to get quotes in minutes and coverage within 24 hours.

What type of insurance do tow trucking businesses need?

These insurance policies cover common risks faced by tow truck drivers.

Commercial auto insurance icon

Commercial auto insurance

This tow truck insurance policy includes auto liability coverage that pays for medical bills and property damage in an accident. It can also include physical damage coverage for your vehicle.

BEST FOR
  • Liability coverage in an accident
  • Vehicle theft and vandalism
  • Uninsured motorist coverage
General liability insurance icon

General liability insurance

This liability coverage can pay for accidental damage to customer property, accidental bodily injuries, and other common third-party claims.

BEST FOR
  • Third-party medical expenses
  • Property damage liability
  • Libel and slander lawsuits
Looking for different coverage options? See more policies.

Why do you need tow truck insurance?

Almost every state requires commercial auto insurance for tow trucks and other commercial vehicles. Business owners may also need general liability insurance to fulfill the terms of a lease or a client contract. They may also need other types of coverage, like workers' compensation insurance if they have employees.

Even when it's not required, commercial insurance coverage makes smart business sense. It can help pay for unexpected costs that could harm your towing business, such as expensive repairs, medical payments, or a lawsuit.

What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
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Towing