A mechanic at your shop could damage a customer's car while moving it or repairing it. Auto repair shop insurance, such as general liability insurance, helps your small business recover quickly from a costly accident.
These insurance policies cover the most common risks of auto repair.
General liability covers basic auto repair risks, such as slip-and-fall accidents at your shop. Add garage liability insurance to gain protection for customers' vehicles.
Workers’ comp is required in almost every state for repair shops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A BOP bundles general liability coverage and commercial property insurance under one plan. This policy is one of the most cost-effective types of auto repair shop insurance.
This insurance covers injuries and property damage caused by an auto repair shop’s vehicle, as well as repairs to business vehicles damaged by weather or vandalism.
It’s easy to get insurance coverage as a mechanic or body shop owner if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your automotive repair shop, whether you work independently or hire employees.