A mechanic at your shop could damage a customer's car while moving it or repairing it. Auto repair shop insurance, such as general liability insurance, helps your small business recover quickly from a costly accident.
Insureon will help you find insurance policies that match the unique risks of auto repair. Get free expert advice and peace of mind knowing you have the right coverage for your business.
These insurance policies cover the most common risks of auto repair.
General liability covers basic auto repair risks, such as slip-and-fall accidents at your shop. Add garage liability insurance to gain protection for customers' vehicles.
A BOP bundles general liability coverage and commercial property insurance under one plan. This policy is one of the most cost-effective types of auto repair shop insurance.
This insurance covers injuries and property damage caused by an auto repair shop’s vehicle, as well as repairs to business vehicles damaged by weather or vandalism.
Workers’ comp is required in almost every state for repair shops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps auto repair shops recover financially from data breaches and cyberattacks. It's recommended for any business that stores credit cards or other personal information.
This policy boosts the limits of general liability insurance, commercial auto insurance, and employer's liability insurance to protect against the most expensive kinds of lawsuits.
A small repair shop with a few workers will pay less for insurance than a large shop with a dozen mechanics. Factors that affect the cost of auto repair business insurance include:
It’s easy to get insurance coverage as a mechanic or body shop owner if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your automotive repair shop, whether you work independently or hire employees.