A mechanic at your shop could damage a car while moving it or repairing it. Car repair insurance, such as garage liability insurance, can help your business recover from a costly accident.
These policies provide coverage for the most common risks of auto repair.
General liability covers basic auto repair risks, such as customer vehicle damage on your premises. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for auto repair shops that have employees. It can cover medical costs for work-related injuries and illnesses.
A BOP bundles property insurance and general liability insurance under one plan at a discount. This policy is one of the most cost-effective types of car repair insurance.
This policy covers injuries and property damage caused by an auto repair shop’s vehicle, as well as repairs to business vehicles damaged by weather or vandalism.
Repair shops often deal with a customer’s most valued possession. Accidental damage to a car or truck could result in costly repairs, or even a lawsuit. Auto repair insurance helps keep your business running smoothly despite accusations of faulty workmanship, fire, theft, or injuries.