Whether you run a car wash or specialize in detailing, damage to a customer’s vehicle is always a possibility. Detailing or car wash insurance protects against lawsuits over scratched paint and other risks.
These policies provide coverage for the most common vehicle cleaning risks.
General liability covers basic auto detailing and car wash risks, such as damage to a customer’s vehicle. Bundle with property insurance for savings in a business owner’s policy.
Workers’ comp is required in almost every state for car washes with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A BOP bundles property insurance with general liability insurance. It's often one of the most cost-effective types of commercial insurance for auto detailers and car washes.
This policy covers expenses from accidents involving a business vehicle. It also covers vehicle damage, such as damage to a mobile detailer’s truck or a mobile car wash van.
Constant work on other people’s cars means accidental damage is bound to happen. Water at a car wash might leak through a sunroof, or a detailer could damage a dashboard while cleaning it. Auto detailing and car wash insurance policies protect against auto damage, injuries, and other risks.