A hazardous workplace and expensive customer property means high risks for auto body shops and collision centers. Business insurance provides financial protection against costly accidents, lawsuits, fires, and storms.
These insurance policies cover the most common risks of auto body repair.
General liability covers basic risks at an auto body and collision repair shop, such as a customer who slips and suffers an injury. Add garage liability insurance to gain protection for customers' vehicles.
A business owner’s policy, or BOP, is a cost-effective way for auto body repair shops to buy general liability coverage and commercial property insurance together.
Commercial auto coverage pays for injuries and property damage caused by an auto body shop’s pickup or other vehicle. It’s required in most states for business-owned vehicles.
Workers’ comp is required in almost every state for car repair businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps auto body shops recover financially from data breaches and cyberattacks. It's recommended for any business that stores credit cards or other personal information.
This policy boosts the limits of general liability insurance, commercial auto insurance, and employer's liability insurance to protect against the most expensive kinds of lawsuits.
It’s easy to get auto body shop insurance coverage if you have your business information on hand. Our insurance application will ask for basic facts about your shop, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find coverage that fits your auto body shop, whether you work independently or hire employees. Get quotes for garage liability insurance and other policies today.