From robberies to fuel tank fires, running a gas station can be a risky endeavor. Business insurance provides peace of mind by covering medical bills from injuries, property repairs, and legal fees if a customer sues. Some policies, such as workers' compensation, may be required by law.
These insurance policies cover the most common risks of gas stations.
General liability insurance covers basic gas station risks, such as a customer injury at the pump. Bundle it with property coverage for savings in a business owner’s policy.
A business owner's policy, or BOP, is a cost-effective way for gas station owners to buy general liability coverage and commercial property insurance together.
This policy covers injuries and property damage caused by a gas station's vehicle. Each state has its own requirements for auto liability coverage.
Workers’ comp is required in almost every state for gas stations that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps gas stations recover financially from data breaches and cyberattacks. It's recommended for any business that stores credit cards or other personal information.
This policy boosts the limits of general liability insurance, commercial auto insurance, and employer's liability insurance to protect against the most expensive kinds of lawsuits.
It's easy to get business insurance for your gas station, convenience store, or car wash if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your gas station, whether you work independently or hire employees.