Acuity Business Insurance

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Acuity Insurance

Insureon is proud to offer small business insurance quotes from Acuity Insurance, one of our trusted partners. Founded in 1925, Acuity is known for its financial strength and stability. The company has a strong focus on customer service, and provides a single point of contact for claims.

The logo for Acuity Insurance in color.

AM Best rating: A+
Customer rating: 96% claims satisfaction
Location: Sheboygan, WI
Specialty: Property and casualty insurance

Why should I choose Acuity?

Acuity is a leading insurer and one of Insureon's best options for buying small business insurance. The company supplies quotes quickly, so Insureon's free online application can retrieve quotes for policies.

An employee-first culture and excellence in customer service set this insurer apart from others. During a claim, customers are assigned a dedicated specialist who processes claims quickly with minimal hassle.

Acuity's licensed customer specialists offer the following:

  • Certificates of insurance (COI)
  • Endorsements
  • Audit assistance
  • Additional lines of business
  • Answers to general servicing questions

What business insurance products does Acuity sell?

These are the top insurance policies sold by Acuity. You can also view all business insurance policies offered through Insureon.

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Business owner's policy

A business owner's policy, or BOP, bundles general liability insurance and commercial property insurance at a discount. It's an affordable way to get basic liability protection and property protection for your small business.

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General liability insurance

A general liability policy is often the first policy purchased by small business owners. This type of insurance offers important liability protection, such as coverage for legal costs related to customer accidents.

Your landlord or clients might ask you to carry this coverage.

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Workers' compensation insurance

Workers' compensation insurance covers medical costs and disability benefits if an employee is injured on the job. It usually includes employer's liability insurance, which protects employers from lawsuits related to workplace injuries.

Most states require workers' comp as soon as you hire your first employee.

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Commercial auto insurance

If you own a business vehicle, you likely need commercial auto insurance to comply with state laws.

This policy covers costs if you get into an accident while driving a commercial vehicle. If you drive a personal, rented, or leased vehicle for work, you can look to hired and non-owned auto insurance (HNOA) instead.

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Commercial property insurance

Commercial property insurance covers all of your business property, from computers and electronics to furniture and furnishings. If someone vandalizes your building and breaks a window, or makes off with valuable computers, it'll reimburse you for the damaged or stolen items.

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Inland marine insurance

Commercial property insurance has exclusions for items stored off-site and mobile property, which is where inland marine insurance steps in. This policy covers equipment that moves to different worksites, inventory stored at a storage unit, and products in transit.

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Excess liability insurance

Similar to commercial umbrella insurance, excess liability insurance boosts the protection offered by an underlying liability policy, most often general liability insurance. It's designed to protect against the biggest losses, such as a customer injury that escalates into a costly legal battle.

Who does Acuity serve?

Acuity offers insurance protection for numerous industries in 30+ states. Top industries covered by Acuity include:

How much does small business insurance cost?

Business woman calculating costs of insurance.

From our customer data, here's a quick look at median costs for small businesses:

Business owner's policy: $53 per month
General liability: $42 per month
Workers' comp: $47 per month
View small business insurance costs.

Factors such as business income and number of employees affect your premium. Start a free application to see insurance costs for your business.

How do I get insurance for my business?

Insureon can help you find the right insurance for your small business. It's an easy three-step process:

  1. Fill out our free online application. We'll ask for basic information about your business, such as revenue and number of employees.
  2. Review quotes from our trusted carriers, such as Acuity, and choose a policy.
  3. Pay for your policy online and download a certificate of insurance.

Most small business owners can buy a policy and get proof of insurance on the same day they apply for quotes. Note that you won't see quotes from all carriers, only those that match your risks.

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