Business Insurance for Fence Installation

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Fence Installation

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Save money by comparing insurance quotes for fence installers

Damage to a client’s garden, stolen lumber, injuries, and other risks can lead to huge expenses or even a lawsuit. Fence installation insurance covers legal fees, medical bills, and more.

Man installing wood fencing in a backyard.

One application, multiple quotes

Insureon helps fence installation businesses compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do fence installation businesses need?

These policies provide coverage for the most common risks of fence installation.

General liability insurance

This policy covers third-party fence installation risks, such as a customer stepping into a post hole. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for fence installation businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

This policy covers third-party injuries and property damage caused by a fence company's vehicles, as well as damage to a vehicle by vandalism or weather.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a fence installation contractor’s post hole diggers, drills, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do fence installers need insurance?

Due to its labor-intensive nature and the fact that you work on other people's properties, your fence installation business faces high risks. Fencing contractors’ insurance can help cover expenses related to tool theft, work injuries, car accidents, lawsuits, and other incidents.

How much does insurance cost for installers?

Several factors will have an impact on insurance costs, including:

Installation services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

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