Business Insurance for Fence Installation

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Fence Installation
New fence installed in a yard.
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Damage to a client’s garden, stolen lumber, injuries, and other risks can lead to huge expenses or even a lawsuit. Fence installation insurance covers legal fees, medical bills, and more.

Man installing wood fencing in a backyard.
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One application, multiple quotes

Insureon helps fence installation businesses compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do fence installation businesses need?

These policies provide coverage for the most common risks of fence installation.

General liability insurance icon

General liability insurance

This policy covers third-party fence installation risks, such as a customer stepping into a post hole. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for fence installation businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by a fence company's vehicles, as well as damage to a vehicle by vandalism or weather.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a fence installation contractor’s post hole diggers, drills, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do fence installers need insurance?

Due to its labor-intensive nature and the fact that you work on other people's properties, your fence installation business faces high risks. Fencing contractors’ insurance can help cover expenses related to tool theft, work injuries, car accidents, lawsuits, and other incidents.

How much does insurance cost for installers?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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Fence Installation