Physical labor performed on someone else's property means high liability. Business insurance covers costs if a property owner steps in a post hole, or if someone steals your tools or lumber. Some insurance policies, like workers' compensation, are required by law.
These policies cover the most common risks of fence installation.
A general liability policy helps pay for third-party lawsuits related to property damage and injuries, such as a customer who trips over a board. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for fence installers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for fence installation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers third-party injuries and property damage caused by a fence company's vehicle, as well as damage to a vehicle from vandalism or weather.
This policy helps pay for repair or replacement of a fence installation contractor’s post hole diggers, drills, and other tools if they are lost, stolen, or damaged.
Cyber insurance helps cover the cost of a data breach or cyberattack at your fence installation business. It's sometimes called cyber liability insurance or cybersecurity insurance.
It's easy to get insurance for fencing contractors and businesses if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find coverage that fits your fence company, whether you work independently or hire employees.