Business Insurance for Siding Installers

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Siding Installation
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Why do siding installers need insurance?

Whether you install vinyl siding or do home siding repair, your work involves a lot of risk. A worker could fall off a ladder, or a homeowner could sue over water damage. Business insurance protects your siding company's bottom line from legal bills, medical payments, and costly repairs.

Worker on ladder installing siding.
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Find the right coverage

Insureon helps siding contractors and businesses find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage.

What types of insurance do siding contractors need?

These policies provide coverage for common risks of siding installation.
General liability insurance icon

General liability insurance

A general liability policy covers damage to a client’s property and bodily injuries. Bundle it with commercial property insurance in a business owner’s policy (BOP) for a discount.

  • Customer bodily injury
  • Customer property damage
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for siding installation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Employee injury lawsuits
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Commercial auto insurance

This insurance policy covers the cost of accidents involving a siding company’s vehicle. It’s required in most states for business-owned vehicles.

  • Liability coverage for injuries
  • Physical damage caused by the vehicle
  • Vehicle vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This property insurance coverage helps pay for repair or replacement of a siding contractor’s power saws and other tools if they are lost, stolen, or damaged.

  • New siding equipment (or less than five years old)
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for installers?

Installer calculating insurance costs.

A small business with a few workers will pay less for insurance than a large company.

Factors that affect premiums include:

  • Installation services offered
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get siding contractor insurance?

It's easy to get siding business insurance, roofing insurance, and sheet metal business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your siding business, whether you work independently or hire employees.

What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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