Whether you install vinyl siding or do home siding repair, your work involves a lot of risk. A worker could fall off a ladder, or a homeowner could sue over water damage. Business insurance protects your siding company's bottom line from legal bills, medical payments, and costly repairs.
A general liability policy covers legal costs from third-party property damage and injuries, such as a customer who trips over a stack of siding. It may be required for a commercial lease, loan, or contract.
A business owner's policy, or BOP, is a cost-effective way for siding installers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for siding installation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This insurance policy covers the cost of accidents involving a siding company’s vehicle. It’s required in most states for business-owned vehicles.
This property insurance coverage helps pay for repair or replacement of a siding contractor’s power saws and other tools if they are lost, stolen, or damaged.
Cyber insurance helps cover the cost of a data breach or cyberattack at your siding installation business. It's sometimes called cyber liability insurance or cybersecurity insurance.
It's easy to get siding business insurance, roofing insurance, and sheet metal business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your siding business, whether you work independently or hire employees.