Business Insurance for Siding Installers

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Siding Installation
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Save money by comparing insurance quotes for siding installers

Stolen tools or an accident at a work site could financially cripple your business. Siding installation insurance provides peace of mind against theft, injuries, property damage, and lawsuits.

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One application, multiple quotes

Insureon helps siding companies compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do siding contractors need?

These policies provide coverage for common risks of siding installation.
General liability insurance icon

General liability insurance

This policy covers damage to a client’s property and bodily injury. Bundle it with commercial property insurance in a business owner’s policy (BOP) for a discount.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for siding installation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This insurance policy covers third-party injuries and property damage caused by a siding company’s vehicle. It’s required in most states for business-owned vehicles.

  • Physical damage and collision coverage
  • Liability coverage for injuries
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This property insurance coverage helps pay for repair or replacement of a siding contractor’s power saws and other tools if they are lost, stolen, or damaged.

  • New siding equipment (or less than five years old)
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do siding businesses need insurance?

From home siding repair to gutter installation and sheet metal work, siding installers do physical labor that involves a lot of risk. Business insurance gives siding contractors and siding companies peace of mind and financial protection from injuries, property damage, theft, and lawsuits.

How much does insurance cost for installers?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered, such as gutter or vinyl siding installation
  • Business property and equipment
  • Business income
  • Location
  • Number of employees
View Costs
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Siding Installation