Business Insurance for Sheet Metal Contractors

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Save money by comparing sheet metal business insurance quotes

An employee welding injury, lawsuit, or stolen machinery can be a huge setback for a small business. Safeguard your small company with custom contractor insurance for sheet metal workers.

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Compare quotes from top carriers

Insureon helps sheet metal contractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do sheet metal contractors need?

These policies provide coverage for the most common sheet metal risks.

General liability insurance icon

General liability insurance

This policy covers many risks of working with sheet metal, such as a customer injury at your metal shop. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
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Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for sheet metal businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
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Commercial auto insurance

This policy covers third-party injuries and property damage caused by sheet metal company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a sheet metal contractor’s welding equipment and fabrication tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for sheet metal contractors?

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Several factors will have an impact on insurance costs, including:

  • Construction and contracting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do sheet metal contractors need business insurance?

As a sheet metal worker, your profession comes with many risks. These include lawsuits, metalworking injuries, stolen tools, and auto accidents. Many general contractors also require you to be insured. Sheet metal insurance can pay for expenses and help fulfill the terms of your contracts.

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