Business Insurance for Sheet Metal Contractors

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An employee welding injury, lawsuit, or stolen machinery can be a huge setback for a small business. Safeguard your small company with custom contractor insurance for sheet metal workers.

Man in gloves and helmet working with sheet metal.

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Insureon helps sheet metal contractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do sheet metal contractors need?

These policies provide coverage for the most common sheet metal risks.

General liability insurance

This policy covers many risks of working with sheet metal, such as a customer injury at your metal shop. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for sheet metal businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by sheet metal company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a sheet metal contractor’s welding equipment and fabrication tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for sheet metal contractors?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Construction and contracting services offered
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do sheet metal contractors need business insurance?

As a sheet metal worker, your profession comes with many risks. These include lawsuits, metalworking injuries, stolen tools, and auto accidents. Many general contractors also require you to be insured. Sheet metal insurance can pay for expenses and help fulfill the terms of your contracts.

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