From intricate heating and cooling systems to rain gutters, sheet metal fabrication comes with many risks. A worker could suffer a welding injury, or machinery could get stolen from a work site. Safeguard your small company with custom contractor insurance for sheet metal workers.
Sheet metal contractors can save money by comparing quotes from top insurers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.
These insurance policies cover the most common risks of sheet metal work.
A general liability policy covers basic third-party risks, such as a customer injury at your metal shop. Bundle it with commercial property insurance for savings in a business owner’s policy.
A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for sheet metal contractors.
Most states require workers' comp for sheet metal businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers bodily injuries and property damage caused by sheet metal company vehicles. Each state has its own requirements for auto liability coverage.
This policy helps pay for repair or replacement of a sheet metal contractor’s welding equipment and fabrication tools. It's a type of inland marine insurance.
Professional liability insurance covers legal costs when a sheet metal company is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
A small business with a few workers will pay less for insurance than a large company.
Factors that affect premiums include:
It's easy to get sheet metal business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that matches the risks of sheet metal fabrication, whether you work independently or hire employees.