Appliance installation contractors and businesses take on a fair measure of risk. Moving a washing machine or other heavy appliance could injure an employee's back, or cause damage to a client’s home. Business insurance can cover medical bills, legal fees, and repair costs. Some types of coverage, like workers' compensation insurance, may be required by law.
These insurance policies cover the common risks of appliance installation.
Commercial general liability insurance covers basic third-party risks, such as floor damage from installing a refrigerator. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for appliance installers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for appliance installation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers bodily injuries and property damage caused by company vehicles, such as damage to a client’s fence caused by your appliance service truck.
This policy helps pay for repair or replacement of an appliance contractor’s wrench sets, multimeters, and other tools if they are lost, stolen, or damaged.
Cyber insurance helps cover the cost of a data breach or cyberattack at your appliance installation business. It's sometimes called cyber liability insurance or cybersecurity insurance.
It's easy to get appliance installation insurance or appliance repair insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find the right property and liability coverage for your appliance business, whether you work independently or hire employees.