Happy National Small Business Week! We're here every day to protect the dreams of small business owners.

Business Insurance for Appliance Installation

Compare multiple quotes from top carriers with one application.

Or call us at (800) 688-1984

Kitchen appliances waiting to be installed.

We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for appliance installers

Tools stolen from your van or a customer slipping at your shop could financially cripple your business. Appliance installation insurance protects against theft, injuries, property damage, and more.

Man installing an oven in a client's home.

One application, multiple quotes

Insureon helps appliance installers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do appliance installation businesses need?

These policies provide coverage for common risks of appliance installation.

General liability insurance

This policy covers basic third-party risks, such as floor damage from installing a dryer. Bundle it with commercial property insurance in a business owner's policy for savings.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for appliance installation businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

This policy covers third-party injuries and property damage caused by company vehicles, such as damage to a client’s fence caused by your appliance installation van.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of an appliance contractor’s wrench sets, multimeters, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do appliance installation businesses need insurance?

Running an appliance installation or appliance repair business involves a fair measure of risk. Moving heavy appliances can injure an employee’s back, and can also cause damage to a client’s home. Appliance installation insurance can cover an employee’s medical expenses, property damage, and other unexpected costs.

How much does insurance cost for installers?

Several factors will have an impact on insurance costs, including:

Installation services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant