Business Insurance for Appliance Installation

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Appliance - Installation or Inspection

Or call us at (800) 688-1984

Kitchen appliances waiting to be installed.

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Save money by comparing insurance quotes for appliance installers

Tools stolen from your van or a customer slipping at your shop could financially cripple your business. Appliance installation insurance protects against theft, injuries, property damage, and more.

Man installing an oven in a client's home.

One application, multiple quotes

Insureon helps appliance installers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do appliance installation businesses need?

These policies provide coverage for common risks of appliance installation.

General liability insurance

This policy covers basic third-party risks, such as floor damage from installing a dryer. Bundle it with commercial property insurance in a business owner's policy for savings.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for appliance installation businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

This policy covers third-party injuries and property damage caused by company vehicles, such as damage to a client’s fence caused by your appliance installation van.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of an appliance contractor’s wrench sets, multimeters, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do appliance installation businesses need insurance?

Running an appliance installation or appliance repair business involves a fair measure of risk. Moving heavy appliances can injure an employee’s back, and can also cause damage to a client’s home. Appliance installation insurance can cover an employee’s medical expenses, property damage, and other unexpected costs.

How much does insurance cost for installers?

Several factors will have an impact on insurance costs, including:

Installation services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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