Business Insurance for Appliance Installation

Compare multiple quotes from top carriers with one application.
Kitchen appliances waiting to be installed.
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Save money by comparing insurance quotes for appliance installers

Tools stolen from your van or a customer slipping at your shop could financially cripple your business. Appliance installation insurance protects against theft, injuries, property damage, and more.

Man installing an oven in a client's home.
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One application, multiple quotes

Insureon helps appliance installers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do appliance installation businesses need?

These policies provide coverage for common risks of appliance installation.

General liability insurance icon

General liability insurance

This policy covers common appliance installation risks, such as damage to a client’s dryer. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for appliance installation businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by company vehicles, such as damage to a client’s fence caused by your appliance installation van.

BEST FOR
  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of an appliance contractor’s wrench sets, multimeters, and other tools if they are lost, stolen, or damaged.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for appliance installation businesses?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do appliance installation businesses need insurance?

Running an appliance installation or appliance repair business involves a fair measure of risk. Moving heavy appliances can injure an employee’s back, and can also cause damage to a client’s home. Appliance installation insurance can cover an employee’s medical bills and other unexpected costs.

Compare insurance quotes for appliance installation businesses
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