Business Insurance for Appliance Repair Shops

Compare multiple quotes from top carriers with one application.
Man repairing kitchen appliance
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing appliance repair business insurance quotes

Tool theft, damage to a client’s floors, and lifting injuries are risks of the appliance repair trade. Shield your business against losses, lawsuits, and medical bills with affordable policies for appliance technicians.

Man with wrench working on washing machine.
Cursor pointing on laptop screen

Multiple quotes with one application

Insureon helps appliance technicians compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do appliance repair businesses need?

These policies provide coverage for common risks of appliance repair.

General liability insurance icon

General liability insurance

This policy covers common appliance repair risks, such as clients tripping over your equipment. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for appliance repair businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by your appliance repair van or truck, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR
  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

A type of inland marine insurance, this policy helps pay for repair or replacement of an appliance technician’s multimeters, wrench sets, and other tools.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment, such as a dolly or ramp
  • Small tools like wrenches and screwdrivers
Looking for different coverage? See more policies.

How much does insurance cost for appliance repair professionals?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Appliance repair services offered, such as household or commercial
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Custom programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo

Why do appliance repair shops need business insurance?

Owning an appliance repair or appliance installation business may not seem risky, but when confronted with tool theft, a back injury, or a customer lawsuit, the costs could be too much to handle. Appliance repair insurance can cover unexpected legal and medical expenses to help keep you in business.

Compare insurance quotes for appliance repair
Save money by comparing insurance quotes from multiple carriers.