Business Insurance for Tile and Stone Installers

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Tile/Stone/Marble/Mosaic/Terrazzo Installation
Installer holding up stone tiles.
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Why do tile and stone installers need insurance?

Whether you’re a ceramic tile contractor or own a stone installation company, you know not to cut corners in your work. The same should go for insurance. Business insurance can pay for water damage in a client's home, worker injuries, stolen tools, and other costly risks.

Person installing tiles on a wall.
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One application, multiple quotes

Insureon helps tile and stone installers compare quotes from top U.S. providers online. Get several quotes with one easy application.

What types of insurance do tile and stone installers need?

These insurance policies cover common risks of tile and stone installation.

General liability insurance icon

General liability insurance

General liability coverage protects against basic third-party risks, such as a customer tripping on a stack of tiles. Bundle with commercial property insurance for savings in a business owner's policy (BOP).

BEST FOR
  • Customer bodily injuries
  • Customer property damage
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for stone and tile businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers the cost of accidents involving a stone or tile company's vehicle. Most states require it for vehicles owned by a business.

BEST FOR
  • Medical payments from an auto accident
  • Property damage caused by your vehicle
  • Vehicle theft and vandalism
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a contractor’s tile cutters, mortar mixers, trowels, and other tools if they are damaged, lost, or stolen. It's a type of inland marine insurance.

BEST FOR
  • Equipment less than five years old
  • Equipment that travels to job sites
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for installation businesses?

Installer calculating insurance costs.

A small business with a few workers will pay less for insurance than a large company.

Factors that affect premiums include:

  • Installation services offered
  • Business property and equipment
  • Business income
  • Types of insurance coverage purchased
  • Policy limits and deductibles
View Costs

How do I get stone and tile installer insurance?

It's easy to get stone and tile contractor insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find coverage that fits your tile and stone business, whether you work as a contractor, subcontractor, or hire employees.

What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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