Whether you’re a ceramic tile contractor or own a stone installation company, you know not to cut corners in your work. The same should go for insurance. Business insurance can pay for water damage in a client's home, worker injuries, stolen tools, and other costly risks.
These insurance policies cover common risks of tile and stone installation.
General liability coverage protects against basic third-party risks, such as a customer tripping on a stack of tiles. It may be required for a commercial lease, loan, or contract.
A business owner's policy, or BOP, is a cost-effective way for tile and stone installers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for stone and tile businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers the cost of accidents involving a stone or tile company's vehicle. Most states require it for vehicles owned by a business.
This policy helps pay for repair or replacement of a contractor’s tile cutters, mortar mixers, trowels, and other tools if they are damaged, lost, or stolen. It's a type of inland marine insurance.
Cyber insurance helps cover the cost of a data breach or cyberattack at your tile and stone installation business. It's sometimes called cyber liability insurance or cybersecurity insurance.
It's easy to get stone and tile contractor insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find coverage that fits your tile and stone business, whether you work as a contractor, subcontractor, or hire employees.