Business Insurance for Tile and Stone Installers

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Tile/Stone/Marble/Mosaic/Terrazzo Installation
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A stolen mortar mixer or a back injury from constant kneeling could cause financial hardship for your small business. Safeguard it with policies designed for tile and stone professionals.

Person installing tiles on a wall.
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Insureon helps tile and stone installers compare quotes from top U.S. providers online. Get several quotes with one easy application.

What types of insurance do tile and stone installers need?

These policies provide coverage for common tile and stone installation risks.

General liability insurance icon

General liability insurance

This policy covers basic third-party installation risks, such as complaints that tile chips easily. Bundle with commercial property insurance for savings in a business owner's policy (BOP).

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for stone and tile businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party property damage and injuries caused by company vehicles, as well as repairs to vehicles damaged by vandalism or weather.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a contractor’s tile cutters, mortar mixers, trowels, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do tile installers need insurance?

Whether you’re a ceramic tile contractor or own a stone installation company, you know not to cut corners in your work. The same should go for insurance. Tile contractor insurance can pay for an employee injury from kneeling, stolen tools, damage to a client’s furniture, and more.

How much does insurance cost for installation businesses?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Tile/Stone/Marble/Mosaic/Terrazzo Installation