Business Insurance for Ceiling and Wall Installers

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Ceiling or Wall Installation
Open ceiling waiting for installation.
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A worksite injury or stolen tools could be costly. Ceiling and wall installation insurance can protect against employee injuries, theft, accidental damage to client property, and more.

Man installing ceiling tiles.
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One application, multiple quotes

Insureon helps ceiling and wall installers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do ceiling and wall installation businesses need?

These policies provide coverage for common ceiling and wall installation risks.

General liability insurance icon

General liability insurance

This policy covers basic third-party risks, such as ceiling work that damages a client's furniture. Bundle it with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp insurance is required in almost every state for ceiling and wall installation businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers injuries and property damage involving an installation company’s vehicle, as well as vehicle damage from weather or vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a ceiling or wall installation contractor’s screw guns, levels, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do ceiling and wall installation businesses need insurance?

Your work can place you in dangerous situations. Beyond the risk of employee injury, a client could trip on your tool box, or a contractor could break a window while carrying a ladder. Insurance for ceiling and wall contractors covers unexpected costs, including lawsuits and medical bills.

How much does insurance cost for installers?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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Ceiling or Wall Installation