Your influence over consumers means companies could hold you accountable for lost profits. Business insurance protects influencers and YouTubers from defamation lawsuits, accidental injuries, replacement of stolen equipment, and other costly setbacks.
A general liability policy covers basic third-party risks, such as a guest vlogger who slips and suffers an injury in your studio. Bundle it with commercial property insurance in a business owner's policy for savings.
This influencer liability insurance covers legal defense costs related to mistakes and accusations of defamation or copyright infringement. It's also referred to as professional liability insurance.
A business owner's policy, or BOP, is a cost-effective way for social media influencers and vloggers to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for influencer marketing businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This type of coverage helps pay for costs related to data breaches and cyberattacks. It's strongly recommended for online influencers who store email addresses or other personal information.
Commercial auto insurance helps cover costs if a vehicle owned by an influencer's or YouTuber's business is involved in an accident. It's usually required for business-owned vehicles.
It's easy to get influencer and YouTuber insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for social media influencers, YouTubers, bloggers, and podcasters, whether you work independently or hire employees.