Business Insurance for Bloggers

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Why do bloggers need insurance?

Producing online content exposes bloggers to copyright and defamation claims. Business insurance helps cover legal costs if you're sued. It also provides financial protection against theft and damage to your home office.

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Find the right coverage

Insureon helps bloggers and vloggers find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of business insurance do bloggers need?

These insurance policies cover the most common risks faced by bloggers.

General liability insurance icon

General liability insurance

This policy covers basic risks, such as a client who slips and suffers an injury during an interview in your office. Bundle it with commercial property insurance in a business owner's policy for savings.

BEST FOR
  • Client bodily injuries
  • Client property damage
  • Commercial lease requirements
Professional liability insurance icon

Media liability insurance

This policy covers legal defense costs related to mistakes, missed deadlines, and accusations of libel or copyright infringement. It's also referred to as professional liability insurance.

BEST FOR
  • Accusations of plagiarism
  • Defamation lawsuits
  • Breach of contract
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for bloggers to purchase general liability coverage and commercial property insurance together.

BEST FOR
  • Damaged client property
  • Client injuries at your home office
  • Stolen or damaged business property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for blogging businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Disability benefits
  • Legal fees from employee injuries
Cyber liability insurance icon

Cyber liability insurance

This type of coverage helps pay for costs related to data breaches and cyberattacks. It's strongly recommended for bloggers who handle sensitive information.

BEST FOR
  • Customer notification expenses
  • Fraud monitoring services
  • Cyberextortion payments
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance helps cover costs if a vehicle owned by a blogger's business is involved in an accident. It's usually required for business-owned vehicles.

BEST FOR
  • Property damage caused by your vehicle
  • Injuries caused by your vehicle
  • Vehicle theft or vandalism
Looking for different coverage? See more policies.

How much does insurance cost for media and advertising professionals?

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A blogger who works independently will pay less for insurance than a larger company.

Factors that affect premiums include:

  • Media and advertising services offered
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get blogger insurance?

It's easy to get business insurance for bloggers, writers, and social media influencers if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your blogging business, whether you work independently or hire employees.

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