From a lost manuscript to a breach of contract, legal trouble can quickly arise for an author. Writer insurance protects against lawsuits as well as business property damage, injuries, and more.
This policy provides coverage for common risks, such as losing a client’s USB drive that contains the sole copy of a manuscript. Bundle with property insurance for savings in a BOP.
This policy covers lawsuits related to work performance, such as a client suing for breach of contract when you refuse to perform an unpaid rewrite. It's also called professional liability insurance.
Most states require workers' comp for writers and authors who hire employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is important for writers and authors who handle sensitive data. It helps cover expenses related to data breaches and cyberattacks.
Writing may not seem like a perilous profession, but freelance writers and authors face several home business risks. Author insurance can shield you from lawsuits over missed deadlines, copyright infringement, or accusations of libel. It also protects against injuries, laptop theft, and more.