From a lost manuscript to a breach of contract, legal trouble can arise quickly for an author. Business insurance helps pay for lawsuits related to missed deadlines, copyright infringement, and accusations of libel. It also provides financial protection against injuries, laptop theft, and data breaches.
This policy covers basic risks, such as a client who trips in your office and suffers a concussion. Bundle it with commercial property insurance in a business owner's policy (BOP) for a discount.
This policy covers lawsuits related to work performance, such as a client suing for breach of contract when you refuse to perform an unpaid rewrite. It's also called professional liability insurance.
A business owner's policy, or BOP, is a cost-effective way for writers and authors to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for writing businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber liability coverage helps pay for costs related to data breaches and cyberattacks. It's strongly recommended for writers and authors who handle sensitive information.
Commercial auto insurance helps cover costs if a vehicle owned by a writing business is involved in an accident. It's usually required for business-owned vehicles.
It's easy to get business insurance for writers, authors, translators, and bloggers if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your writing business, whether you work independently or hire employees.