Business Insurance for Social Media Companies and Consultants

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Social Media/Social Networking
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Social media insurance can help cover expenses if your business experiences a data breach, you are sued for libel, or if an employee is injured.

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One application, multiple quotes

Insureon helps social media consultants compare social media insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do social media companies and consultants need?

These policies provide coverage for common social media business risks.

General liability insurance icon

General liability insurance

General liability insurance covers customer property damage and injuries. Some social media companies can bundle it with property insurance in a business owner's policy.

  • Damaged customer property
  • Customer injuries
  • Commercial lease requirements
Professional liability insurance icon

Media liability insurance

This policy is also called professional liability insurance. It can cover lawsuits over professional mistakes and advertising injuries, such as copyright infringement.

  • Accusations of professional negligence
  • Copyright infringement
  • Slander or libel lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for social media companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Cyber liability insurance icon

Cyber liability insurance

This policy helps social media companies survive data breaches and cyberattacks by paying for recovery expenses, fraud monitoring services, and other related costs.

  • Data breach lawsuits
  • User notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do social media companies need insurance?

Social media companies, PR agencies, and consultants face many risks. You could be sued for violating a copyright on a social media post. A vendor demonstrating tracking software could slip and break a leg, or a data breach could compromise your users’ information. Social media insurance can cover these and other liability issues.

How much does insurance cost for media and advertising professionals?

Media specialist using a printing calculator.

Several factors will have an impact on the cost of insurance, including:

  • Media and advertising services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Social Media/Social Networking