Promoting clients via LinkedIn posts, Facebook pages, or other social media channels comes with many risks. You could be sued for violating a copyright or defaming a competitor. Business insurance helps cover legal costs related to social media marketing. Some insurance policies may be required by state law, clients, or landlords.
These policies cover the risks of social networking and influencer marketing.
A general liability policy covers customer property damage and injuries. Some social media companies can bundle it with commercial property insurance in a business owner's policy for a discount.
This policy covers lawsuits over mistakes and advertising injuries, such as a social media post or video content that violates a copyright. It's sometimes referred to as professional liability insurance.
A business owner's policy, or BOP, is a cost-effective way for social media companies and consultants to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for social media agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps social media companies survive data breaches, such as a hacked social media account. It's strongly recommended for any small business that handles personal information.
Commercial auto insurance helps cover costs if a vehicle owned by a social media marketing agency is involved in an accident. It's usually required for business-owned vehicles.
It's easy to get business insurance for social media companies, PR agencies, and consultants if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your social media agency, whether you work independently or hire employees.