Social media insurance can help cover expenses if your business experiences a data breach, you are sued for libel, or if an employee is injured.
These policies provide coverage for common social media business risks.
General liability insurance covers customer property damage and injuries. Some social media companies can bundle it with property insurance in a business owner's policy.
This policy is also called professional liability insurance. It can cover lawsuits over professional mistakes and advertising injuries, such as copyright infringement.
Most states require social media companies with employees to buy this policy. It can cover medical costs and lost wages for work-related injuries and illnesses.
This policy helps social media companies survive data breaches and cyberattacks by paying for recovery expenses, fraud monitoring services, and other related costs.
Social media companies, PR agencies, and consultants face many risks. You could be sued for violating a copyright on a social media post. A vendor demonstrating tracking software could slip and break a leg, or a data breach could compromise your users’ information. Social media insurance can cover these and other liability issues.
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