Public Relations Agency Insurance

A general liability policy covers accidents that injure a client or damage their property. Bundle it with commercial property insurance in a business owner’s policy (BOP) for a discount.

This policy helps cover legal expenses if a public relations consultant or agency is sued for unsatisfactory work or slander. It's sometimes referred to as professional liability insurance.

A business owner's policy, or BOP, is a cost-effective way for smaller PR agencies to purchase general liability coverage and commercial property insurance together.

Most states require workers' comp for public relations firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

This policy helps PR agencies recover financially from data breaches and cyberattacks. It's recommended for any small business that handles credit cards or other personal information.

Commercial auto insurance helps cover costs if a vehicle owned by a public relations agency is involved in an accident. It's usually required for business-owned vehicles.