Public Relations Agency Insurance

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Public relations insurance can help pay legal expenses if a client sues over a PR campaign mistake, information is compromised in a data breach, or an employee is injured.

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One application, multiple quotes

Insureon helps PR agencies, firms, and consultants compare public relations insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do PR agencies and consultants need?

These policies provide coverage for the most common risks PR companies face.

General liability insurance icon

General liability insurance

General liability insurance for PR companies covers customer injuries and property damage. Bundle it with property insurance in a business owner’s policy for a discount.

  • Damage to client property
  • Client injuries
  • Commercial lease requirements
Professional liability insurance icon

Media liability insurance

This policy is also called professional liability insurance. It can help cover legal expenses if your public relations agency is sued for unsatisfactory work or an advertising injury.

  • Work mistakes or oversights
  • Slander or libel lawsuits
  • Copyright infringement
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Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for PR companies that have employees. It can cover medical fees and lost wages for work-related injuries.

  • Employee medical bills
  • Missed wages
  • Legal expenses
Cyber liability insurance icon

Cyber liability insurance

This policy helps PR agencies survive data breaches and cyberattacks by paying for recovery expenses, fraud monitoring services, and other related costs.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does insurance cost for media and advertising professionals?

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Several factors will have an impact on the cost of insurance, including:

  • Media and advertising services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do PR agencies need insurance?

Public relations agencies face multiple risks. A company could sue for libel or slander over work you did on a PR campaign, your firm could experience a data breach, or a client could be injured in your office. Public relations insurance can cover these and other liability risks.

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