Handling PR can be a sensitive matter. Business insurance covers legal expenses if a client sues over a mistake, or claims a PR campaign caused financial loss. It also covers theft, data breaches, and injuries. Some policies, such as workers' comp for your employees, may be required by law.
These insurance policies cover common risks faced by PR professionals.
A general liability policy covers accidents that injure a client or damage their property. Bundle it with commercial property insurance in a business owner’s policy (BOP) for a discount.
This policy helps cover legal expenses if a public relations consultant or agency is sued for unsatisfactory work or slander. It's sometimes referred to as professional liability insurance.
A business owner's policy, or BOP, is a cost-effective way for smaller PR agencies to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for public relations firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps PR agencies recover financially from data breaches and cyberattacks. It's recommended for any small business that handles credit cards or other personal information.
Commercial auto insurance helps cover costs if a vehicle owned by a public relations agency is involved in an accident. It's usually required for business-owned vehicles.
It's easy to get public relations business insurance if you have your company information on hand. Our application will ask for basic facts about your PR firm, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for public relations professionals, whether you work independently or hire employees.