Public Relations Agency Insurance

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Public Relations
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Public relations insurance can help cover expenses if a client sues over a PR campaign mistake, a data breach exposes sensitive information, or an employee is injured on the job.

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One application, multiple quotes

Insureon helps PR agencies, firms, and consultants compare public relations insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do PR agencies and consultants need?

These policies cover the most common risks faced by PR companies.

General liability insurance icon

General liability insurance

General liability insurance for PR companies covers customer injuries and property damage. Bundle it with property insurance in a business owner’s policy for a discount.

  • Damage to client property
  • Client injuries
  • Commercial lease requirements
Professional liability insurance icon

Media liability insurance

This policy is also called professional liability insurance. It can help cover legal expenses if your public relations agency is sued for unsatisfactory work or an advertising injury.

  • Work mistakes or oversights
  • Slander or libel lawsuits
  • Copyright infringement
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for public relations companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical bills
  • Missed wages
  • Legal expenses
Cyber liability insurance icon

Cyber liability insurance

This policy helps PR agencies survive data breaches and cyberattacks by paying for recovery expenses, fraud monitoring services, and other related costs.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do PR agencies need insurance?

Public relations agencies face numerous risks. A company could sue for libel or slander over work you did on a PR campaign, a data breach could expose sensitive information, or someone could trip and suffer an injury in your office. Public relations insurance can cover liability risks, along with costly incidents like theft and employee injuries.

How much does insurance cost for media and advertising professionals?

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Several factors will have an impact on the cost of insurance, including:

  • Media and advertising services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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