Public relations insurance can help cover expenses if a client sues over a PR campaign mistake, a data breach exposes sensitive information, or an employee is injured on the job.
These policies cover the most common risks faced by PR companies.
General liability insurance for PR companies covers customer injuries and property damage. Bundle it with property insurance in a business owner’s policy for a discount.
This policy is also called professional liability insurance. It can help cover legal expenses if your public relations agency is sued for unsatisfactory work or an advertising injury.
Most states require workers' comp for public relations companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps PR agencies survive data breaches and cyberattacks by paying for recovery expenses, fraud monitoring services, and other related costs.
Public relations agencies face numerous risks. A company could sue for libel or slander over work you did on a PR campaign, a data breach could expose sensitive information, or someone could trip and suffer an injury in your office. Public relations insurance can cover liability risks, along with costly incidents like theft and employee injuries.