Public relations insurance can help pay legal expenses if a client sues over a PR campaign mistake, information is compromised in a data breach, or an employee is injured.
These policies provide coverage for the most common risks PR companies face.
General liability insurance for PR companies covers customer injuries and property damage. Bundle it with property insurance in a business owner’s policy for a discount.
This policy is also called professional liability insurance. It can help cover legal expenses if your public relations agency is sued for unsatisfactory work or an advertising injury.
Workers’ compensation insurance is required in almost every state for PR companies that have employees. It can cover medical fees and lost wages for work-related injuries.
This policy helps PR agencies survive data breaches and cyberattacks by paying for recovery expenses, fraud monitoring services, and other related costs.
Public relations agencies face multiple risks. A company could sue for libel or slander over work you did on a PR campaign, your firm could experience a data breach, or a client could be injured in your office. Public relations insurance can cover these and other liability risks.