An accusation of slander or copyright infringement could be a major setback for a podcaster, especially if you end up in court. Business insurance provides a financial safety net against lawsuits, theft of recording equipment, and accidents in your studio that harm someone or damage property.
Podcasters can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
This policy covers basic risks, such as a guest who slips and suffers an injury during an interview. Bundle it with commercial property insurance in a business owner's policy for savings.
This policy covers legal costs when a podcaster makes a mistake that causes financial harm, or is accused of defamation or copyright infringement. It's also referred to as professional liability insurance.
A business owner's policy, or BOP, is a cost-effective way for podcasters to purchase general liability coverage and commercial property insurance together.
Most states require workers' comp for podcasting businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A cyber liability policy coves costs related to data breaches and cyberattacks. It's strongly recommended for podcasters who store email addresses and other personal information.
Commercial auto insurance helps cover costs if a vehicle owned by a podcasting business is involved in an accident. It's usually required for business-owned vehicles.
A content creator who works independently will pay less for insurance than a larger company.
Factors that affect premiums include:
It's easy to get business insurance for podcasters, writers, and social media influencers if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right podcast insurance coverage for your business, whether you work independently or hire employees.