Business Insurance for Broadcasters

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Broadcasting Radio & TV

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Broadcasters' liability insurance can help cover expenses if a visitor is injured at your studio, or if you are sued for defamation or copyright infringement.

Broadcaster in studio on air with mic and mixing console.

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Insureon helps radio and TV broadcasters compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do broadcasters need?

These policies provide coverage for common risks in the broadcasting industry.

General liability insurance

General liability insurance for broadcasters covers customer injuries and property damage. Bundle with property insurance in a business owner’s policy for a discount.

BEST FOR

Damaged client property
Client injuries
Fulfilling terms of commercial lease

Media liability insurance

This policy is also called professional liability insurance. It can help cover legal costs if a broadcaster is accused of slander, libel, or copyright infringement.

BEST FOR

Lawsuits alleging slander
Lawsuits alleging libel
Copyright infringement

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for broadcasting businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical bills
Missed wages
Legal costs

Cyber liability insurance

This policy helps radio and television broadcasters pay for recovery expenses if they are hit by a cyberattack or data breach. It also covers legal costs if a client sues over a breach.

BEST FOR

Data breach lawsuits
Customer notification costs
Fraud monitoring fees

Looking for different coverage? See more policies.

Why do broadcasters need insurance?

Broadcasters face numerous risks. A visitor could slip on an icy front step and break a leg, or the subject of an on-air discussion could sue you for slander. Broadcasters' liability insurance and radio station insurance can cover these issues, along with data breaches, property damage, and employee injuries.

How much does insurance cost for media and advertising professionals?

Media specialist using a printing calculator.

Several factors will have an impact on the cost of insurance, including:

Media and advertising services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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