Business Insurance for Broadcasters

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Broadcasting Radio & TV
Broadcaster in a studio with a microphone.
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Broadcasters' liability insurance can help cover expenses if a visitor is injured at your studio, or if you are sued for defamation or copyright infringement.

Broadcaster in studio on air with mic and mixing console.
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One application, multiple quotes

Insureon helps radio and TV broadcasters compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do broadcasters need?

These policies cover common risks in the broadcasting industry.

General liability insurance icon

General liability insurance

General liability insurance for broadcasters covers customer injuries and property damage. Bundle with property insurance in a business owner’s policy for a discount.

  • Damaged client property
  • Client injuries
  • Fulfilling terms of commercial lease
Professional liability insurance icon

Media liability insurance

This policy is also called professional liability insurance. It can help cover legal costs if a broadcaster is accused of slander, libel, or copyright infringement.

  • Lawsuits alleging slander
  • Lawsuits alleging libel
  • Copyright infringement
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for broadcasting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical bills
  • Missed wages
  • Legal costs
Cyber liability insurance icon

Cyber liability insurance

This policy helps radio and television broadcasters pay for recovery expenses if they are hit by a cyberattack or data breach. It also covers legal costs if a client sues over a breach.

  • Data breach lawsuits
  • Customer notification costs
  • Fraud monitoring fees
Looking for different coverage? See more policies.

Why do broadcasters need insurance?

Broadcasters face numerous risks. A visitor could slip on an icy front step and break a leg, or the subject of an on-air discussion could sue you for slander. Broadcasters' liability insurance and radio station insurance can cover these issues, along with data breaches, property damage, and employee injuries.

How much does insurance cost for media and advertising professionals?

Media specialist using a printing calculator.

Several factors will have an impact on the cost of insurance, including:

  • Media and advertising services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Broadcasting Radio & TV