Every time a customer enters your clothing store, your business is vulnerable to losses and lawsuits. Clothing store insurance can protect against theft, liability claims, and more.
These policies cover common risks faced by retail clothing stores.
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for clothing stores.
This policy covers basic clothing store risks, such as a customer injured by a broken clothing rack. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers' comp for clothing stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps clothing stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Once a clothing store’s policy limit is reached, commercial umbrella insurance boosts coverage on general liability, commercial auto, or employer’s liability insurance policies.
Commercial auto insurance is usually required for business-owned vehicles. It covers costs if your mobile boutique truck, delivery van, or other vehicle gets into an accident.