Due to their rising popularity, consignment and thrift stores face more business risks than ever, including lawsuits. Shield your small business with affordable consignment shop insurance policies.
These policies provide coverage for the most common risks thrift stores face.
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for secondhand stores.
This policy covers common thrift store risks, such as a shelf collapsing and injuring a customer. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation is required in almost every state for thrift and consignment stores that have employees. It can cover medical costs for work-related injuries.
Once a thrift shop or antique store reaches its policy limit, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer’s liability policies.
Commercial auto insurance is usually required for business-owned vehicles. It covers the costs of accidents involving a thrift store's truck or other vehicle.