As a caterer, you’re always on the move. As such, you’re used to planning for the unexpected. Catering business insurance fulfills that same goal by guarding against the costs of personal injury lawsuits, food spoilage, and other incidents anywhere you go.
These policies provide coverage for the most common risks of catering.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's a popular policy for caterers, and often one of the most economical options.
Most states require workers' comp for catering businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers common catering services risks, including customer injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.
This policy helps pay for legal expenses and property damage when a catering vehicle gets in an accident. It also covers vehicle theft and repairs due to weather or vandalism.
This insurance covers the cost of property damage and bodily injuries caused by an intoxicated patron who was served by your catering company.
This policy helps catering businesses recover from cyberattacks and data breaches. It's recommended for any business that stores customer information.
It's easy to get catering insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your catering business, whether you work independently or hire employees.