These policies provide coverage for the most common risks of catering.
This policy bundles property insurance and general liability insurance under one plan. It’s a popular policy for caterers, and often one of the most economical options.
Required in almost every state for catering businesses with employees, workers’ comp can help cover medical fees and lost wages for work-related injuries and illnesses.
This policy helps pay for medical bills and property damage when a catering vehicle gets in an accident. It also covers vehicle theft and repairs due to weather or vandalism.
This policy covers the cost of property damage and bodily injury caused by an intoxicated patron, as well as a caterer's legal fees.
Several factors will have an impact on insurance costs, including:
Catering is a tricky balance of providing delicious dishes at venues that sometimes have limited facilities. As such, you’re used to planning for the unexpected. Business insurance fulfills that same goal by guarding against lawsuits from customer and employee injuries, food spoilage, damaged equipment, and other incidents.