Your bakery may be small, but it faces big risks. A fire could shut down your kitchen, or a delivery van could get into an accident. The costs could force your bakery to close despite its loyal clientele. Bakery insurance coverage protects against financial losses to help keep your business afloat.
These insurance policies cover the most common risks of running a bakery.
This policy bundles commercial property insurance and general liability insurance under one plan. A BOP is one of the most economical options for small business owners.
Most states require workers' comp for bakeries that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A general liability insurance policy covers common risks, including customer injuries at your bakery, customer property damage, and advertising injuries. It’s required for most commercial leases.
This policy covers lawsuits and property damage in an accident involving your bakery’s vehicle. It also covers vehicle theft and damage caused by weather or vandalism.
It's easy to get bakery insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your bakery, whether you work independently or hire employees.