Business Insurance for Coffee Shops and Cafes

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Save money by comparing business insurance quotes for coffee shops

Protect your business from customer-injury lawsuits and unexpected expenses related to fire, theft, and property damage with insurance for your coffee shop.
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Compare quotes from top carriers

Insureon helps coffee shops and cafes compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do coffee shops and cafes need?

These policies provide coverage for the most common risks of running a cafe.

Looking for different coverage? See more policies.

How much does insurance cost for coffee shops?

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Several factors will have an impact on insurance costs, including:

  • Coffee shop equipment and property
  • Food and drink offered
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do coffee shops need insurance?

Even a small incident can have big repercussions. Remember the $3 million lawsuit over a spilled cup of coffee at a McDonald’s drive-through? You do your best to minimize mistakes – like serving coffee that’s way too hot – but an accident can still cripple your cafe without the right insurance in place.
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