Serving drinks is risky. At your bar, you could be held liable for the actions of an intoxicated customer. That’s why liquor liability insurance is such an important investment, alongside basic protection like workers’ comp.
These policies provide coverage for the most common risks of running a bar.
Most business insurance policies exclude communicable disease coverage. Even if your bar has business interruption insurance, the disruption must usually be tied to a commercial property / business owner's policy claim to apply.
If you think your bar might be eligible for a claim, contact your insurance company's claims department. Read more about business insurance and the coronavirus.