Whether you’re an independent business owner or a franchisee, small business insurance gives your fast food restaurant financial protection from theft, fire, injuries, and lawsuits.
This policy bundles commercial property insurance and general liability insurance under one plan. It’s often one of the most economical options for fast food restaurant owners.
Required in almost every state for fast food restaurants with employees, workers’ comp can help cover medical fees and lost wages for work-related injuries and illnesses.
This policy covers common risks, including customer injuries at your restaurant, customer property damage, and advertising injuries. It’s required for most commercial leases.
This policy covers medical bills and property damage in an accident involving your restaurant’s vehicle. It also covers damage to a vehicle caused by weather or vandalism.
Fast food restaurant owners face many risks including kitchen fires, bodily injuries, and lawsuits over spilled coffee. Business insurance can give you the financial protection you need to survive an accident, and may be required by your franchisor or landlord.