Fast food restaurant owners face risks everyday, from kitchen fires to accusations of food poisoning. Whether you’re an independent business owner or a franchisee, small business insurance gives you the financial protection you need to survive fires, lawsuits, injuries, and other risks.
This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often one of the most economical options for fast food restaurant owners.
Most states require workers' comp for fast food restaurants that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This insurance helps pay for common accidents, such as a customer who slips on a wet floor at your restaurant and breaks a wrist. It’s required for most commercial leases.
This policy covers medical bills and property damage in an accident involving your restaurant’s vehicle. It also covers damage to a vehicle caused by weather or vandalism.
It's easy to get fast food restaurant insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your fast food restaurant, whether you work independently or hire employees.