Wisconsin's Workers' Compensation Insurance Law
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Workers' Compensation Laws in Wisconsin

Generally, you must carry Workers' Compensation Insurance if you regularly employ three or more full-time or part-time employees. If you have fewer than three employees, your business is exempted from this requirement.

WI Workers' Comp: Key Details

  • Sole proprietors in Wisconsin who have no employees are not required to carry Workers' Comp coverage. However, they may elect to cover themselves with a Workers' Comp policy.
  • Sole proprietors, LLC members, and partners do not count toward the number of employees a business has. Corporate officers do count, unless there are only two of them and the company has no other employees.
  • If you are a farmer who employs six or more workers on the same day for any 20 days during the calendar year, you must purchase insurance no later than ten days after the 20th day of employment.
  • Out-of-state employers must have Workers' Compensation Insurance if they have employees working in Wisconsin. Plus, the policy must be through an insurance company licensed to write in Wisconsin.
  • There is no state fund for Workers' Comp Insurance. Coverage must be provided through self-insurance or through a commercial insurance company.

Want more details on Workers' Compensation in Wisconsin? Visit the state's Department of Workforce Development.

Workers' compensation insurance: Further reading

See Workers' Comp Laws Where You Live