Even though you work from home, cake and cookie bakers face numerous liabilities. Home bakery insurance can protect against legal fees and medical bills, allowing you to focus on your baking.
These policies provide coverage for common risks faced by home bakers.
A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for home bakers.
Most states require workers’ comp for baking businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
General liability insurance covers basic risks of running a home bakery, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
This policy covers lawsuits and property damage in an accident involving your bakery’s vehicle. It also covers vehicle theft and damage caused by weather or vandalism.
It's easy to get cake and cookie bakery business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy an insurance policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to meet your insurance needs and find the right insurance coverage for your cookie and cake business, whether you work independently or hire employees.