Whether you sell soap at craft fairs or ceramics online, you should be prepared for inventory damage, customer injuries, and other risks. Protect your small business with affordable craft insurance.
These policies cover common risks of homemade arts and crafts businesses.
A BOP is a cost-effective way for crafters to buy general liability coverage and commercial property insurance together. It covers third-party lawsuits, including harm caused by a product.
This policy covers common risks of selling handmade arts and crafts, including customer injuries. Bundle with commercial property insurance for savings in a BOP.
Most states require workers’ compensation for craft shops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber liability insurance helps crafters and artisans recover after a data breach or cyberattack. It's strongly recommended for any business that handles credit card numbers or other sensitive information.
Commercial umbrella insurance boosts coverage on a crafter or artist's general liability insurance, employer’s liability insurance, or commercial auto insurance once the policy reaches its limit.
Commercial auto insurance is usually required for business-owned vehicles. This policy covers accidents involving a crafter's delivery van, pickup, or other vehicle.