Business Insurance for HR Consultants

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Save money by comparing HR consultant insurance quotes

A client complaint or misguided HR project could lead to a disastrous legal battle. Protect your business with policies tailored for the unique risks of human resource consulting.

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One application, multiple quotes

Insureon helps human resources consultants compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do HR consultants need?

These policies cover common risks of human resources consulting.

General liability insurance icon

General liability insurance

This policy covers basic HR consultant risks, such as client injury, property damage, and slander. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance, can help cover legal expenses if an HR consultant is sued for a mistake or accused of professional negligence.

BEST FOR
  • HR consulting mistakes and oversights
  • Advice that causes financial loss
  • Accusations of negligence
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for HR consulting businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Business owner’s policy icon

Business owner’s policy

A business owner’s policy, or BOP, combines general liability insurance with commercial property insurance, typically at a lower rate than if the policies were purchased separately.

BEST FOR
  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Looking for different coverage? See more policies.

How much does HR consultant insurance cost?

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Several factors will have an impact on insurance costs, including:

  • Human resource consulting services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."
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Why do HR consultants need insurance?

HR consultants are in demand as companies across the spectrum seek help in improving employee relations and company culture. But more clients also means more risk for your business. Small business insurance tailored for human resources consultants protects against losses and expenses from injuries, mistakes that lead to financial loss, and other risks.

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