Candle makers could be held responsible for a fire, an allergic reaction to a scented candle, or other harm. Business insurance provides peace of mind with coverage for legal fees, medical bills, costly repairs, and auto accidents, so you can focus on your handcrafted products.
A general liability policy covers third-party personal injuries and property risks, such as an Etsy customer who falls ill because of a sensitivity to an essential oil in a candle, or an antique table that's damaged when wax melts on it.
A business owner's policy, or BOP, is a cost-effective way for small business owners to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for candle making businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses related to data breaches and cyberattacks. It's recommended for any candle company that handles credit cards, customer addresses, or other personal information.
This type of insurance boosts coverage on your candle business's general liability, employer’s liability, and commercial auto insurance once the policy limit is reached.
Commercial auto insurance covers the cost of an accident while driving your candles to a craft fair or farmers’ market. Most states require this insurance coverage for vehicles owned by a business.
It's easy to get candle making insurance if you have your company information on hand. Our insurance application will ask for basic facts about your candle business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to fulfill your shop's insurance needs – from product liability insurance to workers' compensation, whether you work independently or hire employees. You can get insurance quotes today and a certificate of insurance as soon as you buy a policy.