Candle Making Business Insurance

Candle Shop
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Why do candle makers need insurance?

Candle makers could be held responsible for a fire, an allergic reaction to a scented candle, or other harm. Business insurance provides peace of mind with coverage for legal fees, medical bills, costly repairs, and auto accidents, so you can focus on your handcrafted products.

A candle maker working in a shop.
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Find the right coverage

Insureon helps you find the right candle maker insurance for your unique risks.

Get free quotes from top-rated insurance providers and advice from a licensed agent. Fill out our easy online application to get started.

What types of insurance do I need for candle making?

These insurance policies cover common risks of making and selling candles.
General liability insurance icon

General liability insurance

A general liability policy covers third-party personal injuries and property risks, such as an Etsy customer who falls ill because of a sensitivity to an essential oil in a candle, or an antique table that's damaged when wax melts on it.

  • Customer injuries
  • Damaged customer property
  • Product liability insurance
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for small business owners to buy general liability coverage and commercial property insurance together.

  • Customer bodily injuries
  • Damaged or destroyed inventory
  • Business interruption insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for candle making businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Employee injury lawsuits
Cyber liability icon

Cyber insurance

This policy covers financial losses related to data breaches and cyberattacks. It's recommended for any candle company that handles credit cards, customer addresses, or other personal information.

  • Customer notification expenses
  • Fraud monitoring services
  • Cyberextortion demands
Umbrella / excess liability insurance icon

Commercial umbrella insurance

This type of insurance boosts coverage on your candle business's general liability, employer’s liability, and commercial auto insurance once the policy limit is reached.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of an accident while driving your candles to a craft fair or farmers’ market. Most states require this insurance coverage for vehicles owned by a business.

  • Delivery van accidents
  • Vehicle theft and vandalism
  • Vehicle weather damage
Looking for different coverage? See more policies.

How much does insurance cost for manufacturers?

Manufacturing business owner making cost calculations on a calculator.

The owner of a small candle making business can expect to pay less for insurance than a larger business.

Factors that affect premiums include:

  • Types of products
  • Business property and equipment
  • Business income
  • Type of coverage
  • Policy limits and deductibles
View Costs

How do I get candle making insurance?

It's easy to get candle making insurance if you have your company information on hand. Our insurance application will ask for basic facts about your candle business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurers to fulfill your shop's insurance needs – from product liability insurance to workers' compensation, whether you work independently or hire employees. You can get insurance quotes today and a certificate of insurance as soon as you buy a policy.

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