A welding injury, customer lawsuit, or damaged fabrication equipment could cost your business thousands. Business insurance provides peace of mind and financial protection for the unique risks of metal products manufacturing. Some policies may be required by law.
These policies cover common risks in the metal manufacturing industry.
Commercial general liability insurance covers basic metalworking risks, such as financial losses from a customer accident at your factory. You may need this coverage for a lease, loan, or contract.
A business owner's policy, or BOP, is a cost-effective way for metal manufacturers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for metal manufacturing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber insurance helps metal manufacturers recover financially after a data breach or cyberattack. It's strongly recommended for any business that stores customer information.
This policy covers the cost of an accident involving a vehicle owned by your metal manufacturing business. Almost every state requires this coverage for vehicles owned by a business.
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance policy once the limit is reached.
It's easy to get metal manufacturing business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your metal manufacturing company, whether you work independently or hire employees.