Get free metal manufacturer insurance quotes
Save money by comparing insurance quotes from multiple carriers.
Business Insurance for Metal Manufacturers
Get the right coverage from top insurance companies.
What kind of work do you do?
Choose from the nation's best insurance providers
Why do metal manufacturers need business insurance?
A welding injury, customer lawsuit, or damaged fabrication equipment could cost your business thousands. Business insurance provides peace of mind and financial protection for the unique risks of metal products manufacturing. Some policies may be required by law.
Get same-day insurance
With Insureon, metal manufacturers can get insurance coverage the same day they apply for quotes.
Fill out our easy online application to compare quotes from top-rated providers.
What types of insurance do metal manufacturers need?
These policies cover common risks in the metal manufacturing industry.
General liability insurance
Commercial general liability insurance covers basic metalworking risks, such as financial losses from a customer accident at your factory. You may need this coverage for a lease, loan, or contract.
BEST FOR
- Customer bodily injuries
- Customer property damage
- Product liability insurance
Business owner’s policy
A business owner's policy, or BOP, is a cost-effective way for metal manufacturers to buy general liability coverage and commercial property insurance together.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Workers’ compensation insurance
Most states require workers' comp for metal manufacturing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Lawsuits from employee injuries
Cyber insurance
Cyber insurance helps metal manufacturers recover financially after a data breach or cyberattack. It's strongly recommended for any business that stores customer information.
BEST FOR
- Customer notification costs
- Fraud monitoring services
- Data breach investigations
Commercial auto insurance
This policy covers the cost of an accident involving a vehicle owned by your metal manufacturing business. Almost every state requires this coverage for vehicles owned by a business.
BEST FOR
- Medical bills from an accident
- Property damage caused by your vehicle
- Auto accident lawsuits
Commercial umbrella insurance
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance policy once the limit is reached.
BEST FOR
- Customer injury lawsuits
- Auto accident lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
How much does insurance cost for manufacturers?
A small machine shop can expect to pay less for insurance than a large metal manufacturing plant.
Factors that affect premiums include:
- Types of products and fabrication processes, such as welding
- Business property and equipment
- Business income
- Additional coverage, such as equipment breakdown, product recall, or inland marine coverage
- Coverage options, such as policy limits and deductibles
How do I get metal manufacturer insurance?
It's easy to get metal manufacturing business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your metal manufacturing company, whether you work independently or hire employees.
What our customers are saying
