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Business Insurance for Metal Manufacturers
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What kind of work do you do?
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Save money by comparing insurance quotes for metal manufacturers
A welding accident, lawsuit, or stolen fabrication equipment can cost your business thousands. Shield your small outfit with low-cost insurance for welders and metal manufacturers.
Compare quotes from top carriers
With Insureon, metal manufacturers can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.
What types of insurance do metal manufacturers need?
These policies provide coverage for common metal manufacturing risks.
General liability insurance
This policy covers basic metal manufacturing risks, including harm caused by your product. Bundle it in a business owner’s policy with property insurance for savings.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Product liability insurance
Workers’ compensation insurance
Most states require metal manufacturing businesses that have employees to buy workers’ compensation. This policy covers medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner’s policy
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for metal manufacturers.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Commercial umbrella insurance
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
BEST FOR
- Customer injury lawsuits
- Customer property damage lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
Why do metal manufacturers need insurance?
The metal manufacturing industry is filled with hazards that can result in irreparable damage to your business. Metal manufacturers’ insurance can cover the cost of welding injuries, lawyer’s fees, fabrication equipment replacement, and more when the unexpected strikes.
How much does insurance cost for manufacturers?
Several factors will have an impact on insurance costs, including:
- Products that are manufactured
- Business equipment and property
- Revenue
- Location
- Number of employees
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