Business Insurance for Wood Manufacturers

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Save money by comparing insurance quotes for wood manufacturers

From lumberyards to custom furniture makers, working with wood involves unique hazards. Protect your business from injuries, lawsuits, and losses with affordable insurance for wood manufacturers.

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Multiple quotes with one application

Insureon helps wood manufacturers compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do wood manufacturers need?

These policies provide coverage for common wood manufacturing risks.

General liability insurance icon

General liability insurance

This policy covers basic wood manufacturing risks, such as customer property damage and injuries. To save costs, bundle it with property insurance in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
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Workers’ compensation insurance

Most states require wood manufacturing businesses that have employees to buy workers’ compensation. This policy covers medical bills and lost wages for work injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for wood manufacturers.

  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Umbrella / excess liability insurance icon

Umbrella / excess liability insurance

Umbrella insurance (or excess liability insurance) for wood manufacturers raises the coverage limit on general liability or employer’s liability insurance, so your policies cover more.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for manufacturers?

Man in hardhat holding a tablet, considering manufacturing costs.

Several factors will have an impact on insurance costs, including:

  • Products that are manufactured
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do wood manufacturers need insurance?

Whether you specialize in lumber or fine furniture, the wood manufacturing industry is filled with potential liability. Business insurance offers a solid risk management plan to help your small wood manufacturing business survive lawsuits, injuries, fires, equipment breakdown, and more. 

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