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What kind of work do you do?
Business Insurance for Wood Manufacturers
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What kind of work do you do?
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Save money by comparing insurance quotes for wood manufacturers
From lumberyards to custom furniture makers, working with wood involves unique hazards. Protect your business from injuries, lawsuits, and losses with affordable insurance for wood manufacturers.
Multiple quotes with one application
Insureon helps wood manufacturers compare insurance quotes from top U.S. providers with one easy online application.
What types of insurance do wood manufacturers need?
These policies provide coverage for common wood manufacturing risks.
General liability insurance
This policy covers basic wood manufacturing risks, such as customer property damage and injuries. To save money, bundle it with commercial property insurance in a BOP.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Product liability insurance
Workers’ compensation insurance
Most states require workers' comp for wood manufacturing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner’s policy
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for wood manufacturers.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Commercial umbrella insurance
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
BEST FOR
- Customer injury lawsuits
- Customer property damage lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
Why do wood manufacturers need insurance?
Whether you specialize in lumber or fine furniture, the wood manufacturing industry is filled with potential liability. Business insurance helps small wood manufacturing businesses survive lawsuits, injuries, fires, equipment breakdowns, and other costly incidents. Some policies, such as workers' compensation, are required by state law.
How much does insurance cost for manufacturers?
Several factors will have an impact on insurance costs, including:
- Products that are manufactured
- Business equipment and property
- Revenue
- Location
- Number of employees
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