Business Insurance for Wood Manufacturers

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Save money by comparing insurance quotes for wood manufacturers

From lumberyards to custom furniture makers, working with wood involves unique hazards. Protect your business from injuries, lawsuits, and losses with affordable insurance for wood manufacturers.

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Multiple quotes with one application

Insureon helps wood manufacturers compare insurance quotes from top U.S. providers with one easy online application.

What types of insurance do wood manufacturers need?

These policies provide coverage for common wood manufacturing risks.

General liability insurance icon

General liability insurance

This policy covers basic wood manufacturing risks, such as customer property damage and injuries. To save money, bundle it with commercial property insurance in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require wood manufacturing businesses that have employees to buy workers’ compensation. This policy covers medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for wood manufacturers.

BEST FOR
  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.

BEST FOR
  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

Why do wood manufacturers need insurance?

Whether you specialize in lumber or fine furniture, the wood manufacturing industry is filled with potential liability. Business insurance helps small wood manufacturing businesses survive lawsuits, injuries, fires, equipment breakdowns, and other costly incidents.

How much does insurance cost for manufacturers?

Man in hardhat holding a tablet, considering manufacturing costs.

Several factors will have an impact on insurance costs, including:

  • Products that are manufactured
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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Top manufacturers we insure

Woman feeding material through industrial sewing machine.Clothing and apparel manufacturersMan in hard hat with clipboard watching bottles on a conveyor belt.Food and beverage manufacturersMan in gloves and helmet working with sheet metal.Metal manufacturers

Don't see your profession? Don't worry. We insure most businesses.

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