Whether your focus is millwork, a lumberyard, or furniture manufacturing, your industry is filled with potential liability. Business insurance helps wood manufacturers survive lawsuits, injuries, fires, and damaged machinery. Some policies, such as workers' compensation, are required by law.
These insurance policies cover common wood manufacturing risks.
A general liability policy covers basic wood manufacturing risks, such as customer property damage and injuries. To save money, bundle it with commercial property insurance in a BOP.
A business owner's policy, or BOP, is a cost-effective way for wood manufacturers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for wood products manufacturers that hire employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber insurance helps wood manufacturers recover financially after a data breach or cyberattack. It's strongly recommended for any business that stores customer information.
This policy covers the cost of an accident involving a vehicle owned by your wood manufacturing business. Almost every state requires this coverage for vehicles owned by a business.
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
It's easy to get wood manufacturing business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your wood manufacturing business, whether you work independently or hire employees.