From diamond rings to gold bracelets, your inventory makes a jewelry store a risky enterprise. Jeweler’s insurance can provide financial defense against everything from theft to an employee injury.
A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of commercial insurance for jewelry stores.
This policy covers common jeweler risks, such as accidental damage to a customer’s watch. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for jewelry stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps jewelry stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Once a jeweler’s policy limit is reached, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer’s liability insurance.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a jeweler's delivery van or other vehicle.