Whether you sell custom-made pieces or antique jewelry, you could lose a tremendous amount of money to a robbery or fire. Business insurance provides jewelers with funds to handle lawsuits, accidents, and theft and keep your business thriving.
A business owner's policy, or BOP, is a cost-effective way for jewelers to buy general liability coverage and commercial property insurance together.
A general liability policy covers common third-party risks, such as accidentally dropping a customer’s watch. Bundle it with commercial property insurance for savings in a BOP.
Most states require workers' comp for jewelry stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps jewelry stores survive data breaches and cyberattacks. It's recommended for any small business that handles credit cards or other sensitive data.
Once a jeweler’s policy limit is reached, umbrella insurance (similar to excess liability insurance) boosts coverage on general liability, commercial auto, or employer’s liability insurance.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a jeweler's delivery van or other vehicle.
It's easy to get jewelry store business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your jewelry store, whether you work independently or hire employees.