From diamond rings to gold bracelets, your inventory makes a jewelry store a risky enterprise. Jeweler’s insurance can provide financial defense against everything from theft to an employee injury.
A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of commercial insurance for jewelry stores.
This policy covers common jeweler risks, such as accidental damage to a customer’s watch. Bundle with commercial property insurance for savings in a BOP.
Workers’ compensation insurance is required in almost every state for jewelry stores that have employees. It can cover medical costs for work-related injuries.
Once a jeweler’s policy limit is reached, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer’s liability insurance.