Independent grocery stores are exposed to many risks: a power outage could destroy perishables, or a customer could slip in a spill. Shield your small business from the unexpected with affordable grocery store insurance.
These policies provide coverage for the most common risks facing grocers.
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for grocery stores.
This policy covers common grocer risks, including accidents involving shoppers. Bundle with property insurance for savings in a business owner's policy.
Workers’ compensation insurance is required in almost every state for grocery stores that have employees. It can cover medical costs for work-related injuries.
Once a grocery store reaches its policy limit, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer's liability policies.