Business Insurance for Computer and Electronics Stores

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Save money by comparing insurance quotes for electronics stores

From burglaries to employee injuries, your electronics store faces daily risks. Protect your shop with affordable insurance that covers inventory replacement, medical bills, and legal expenses.
Computers, monitors, and other products in an electronics store.
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Multiple quotes with one application

Owners of computer and electronics stores can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do computer and electronics stores need?

These policies cover common risks faced by electronics stores.

Business owner’s policy icon

Business owner’s policy

A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of insurance for computer and electronics retailers.

  • Customer injuries
  • Damaged business property
  • Business interruption incidents
General liability insurance icon

General liability insurance

General liability insurance covers common risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for computer and electronic stores that have employees. It can cover medical costs for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Once a policy’s coverage limit is reached, umbrella insurance (similar to excess liability insurance) boosts coverage on general liability or employer’s liability policies.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

Why do electronics stores need insurance?

Your electronics store faces daily risks including theft, damaged inventory, customer slip-and-fall injuries, and employee injuries. Small business insurance, such as property insurance for computers and other products, can safeguard your shop from legal battles or replacement costs after a burglary.

How much does insurance cost for retail businesses?

Retailer with a clipboard calculating the cost of business insurance.

Several factors will have an impact on insurance costs, including:

  • Retail services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Compare insurance quotes for electronics stores
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