Business Insurance for Computer and Electronics Stores

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Save money by comparing insurance quotes for electronics stores

From burglaries to employee injuries, your electronics store faces daily risks. Protect your shop with affordable insurance that covers inventory replacement, medical bills, and legal expenses.
Computers, monitors, and other products in an electronics store.
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Multiple quotes with one application

Owners of computer and electronics stores can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do computer and electronics stores need?

These policies provide coverage for common risks electronics stores face.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property and general liability insurance in one plan. It's often the most cost-effective type of insurance for computer and electronics retailers.
BEST FOR
  • Customer injuries
  • Damaged business property
  • Business interruption incidents
General liability insurance icon

General liability insurance

General liability insurance covers common risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for computer and electronic stores that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Umbrella / excess liability insurance icon

Umbrella / excess liability insurance

Once a policy’s coverage limit is reached, umbrella insurance (also called excess liability insurance) boosts coverage on general liability or employer’s liability policies.
BEST FOR
  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for retail businesses?

Woman with clipboard calculating cost of insurance for her retail business.

Several factors will have an impact on insurance costs, including:

  • Retail services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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Why do electronics stores need insurance?

Your electronics store faces daily risks including theft, damaged inventory, customer slip-and-fall injuries, and employee injuries. Small business insurance, such as property insurance for computers and other products, can safeguard your shop from legal battles or replacement costs after a burglary.
Compare insurance quotes for electronics stores
Save money by comparing insurance quotes from multiple carriers.