These policies cover common risks faced by electronics stores.
A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of insurance for computer and electronics retailers.
General liability insurance covers common risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers' comp for computer and electronics stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps computer and electronics stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Once a policy’s coverage limit is reached, umbrella insurance (similar to excess liability insurance) boosts coverage on general liability or employer’s liability policies.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a computer shop's delivery van or other vehicle.