Business Insurance for Computer and Electronics Stores

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Save money by comparing insurance quotes for electronics stores

From burglaries to employee injuries, your electronics store faces daily risks. Protect your shop with affordable insurance that covers inventory replacement, medical bills, and legal expenses.

Computers, monitors, and other products in an electronics store.

Multiple quotes with one application

Owners of computer and electronics stores can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do computer and electronics stores need?

These policies provide coverage for common risks electronics stores face.

Business owner’s policy

A BOP bundles commercial property and general liability insurance in one plan. It's often the most cost-effective type of insurance for computer and electronics retailers.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

General liability insurance

General liability insurance covers common risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for computer and electronic stores that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Umbrella / excess liability insurance

Once a policy’s coverage limit is reached, umbrella insurance (also called excess liability insurance) boosts coverage on general liability or employer’s liability policies.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Looking for different coverage? See more policies.

How much does insurance cost for retail businesses?

Woman with clipboard calculating cost of insurance for her retail business.

Several factors will have an impact on insurance costs, including:

Retail services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

Why do electronics stores need insurance?

Your electronics store faces daily risks including theft, damaged inventory, customer slip-and-fall injuries, and employee injuries. Small business insurance, such as property insurance for computers and other products, can safeguard your shop from legal battles or replacement costs after a burglary.

Compare insurance quotes for electronics stores

Save money by comparing insurance quotes from multiple carriers.