Business Insurance for Florists

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Cropped image of florist wrapping bouquet in pack paper in shop.
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Your bouquets bring your customers joy, but that doesn’t make you immune to risks – including customer lawsuits. Safeguard your shop with affordable florist insurance that covers inventory loss, legal costs, and more.

Florist putting flowers into vase on a counter.
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Compare quotes from trusted U.S. carriers

Florists can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do florists need?

These policies provide coverage for the most common risks flower shops face.

Looking for different coverage? See more policies.

How much does insurance cost for retail businesses?

Woman with clipboard calculating cost of insurance for her retail business.

Several factors will have an impact on insurance costs, including:

  • Retail products and services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do florists need insurance?

Running a flower shop involves a balance between assisting customers and caring for your bouquets and other inventory. The last thing you want to worry about is a liability lawsuit or property damage. Florist insurance can give you peace of mind, allowing you to focus on growing your floral business.
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