Your bouquets bring your customers joy, but that doesn’t make you immune to risks – including customer lawsuits. Safeguard your shop with affordable florist insurance that covers inventory loss, legal costs, and more.
These policies provide coverage for the most common risks flower shops face.
A business owner’s policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for florists.
This policy covers common florist risks, such as customer property damage and customer injuries. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for flower shops that have employees. It can cover medical costs for work-related injuries.
Once a florist’s policy limit is reached, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer’s liability policies.