Vermont's Workers' Compensation Insurance Law
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Workers' Compensation Laws in Vermont

Vermont law states that Workers' Compensation Insurance is mandatory for all employers that hire one or more employees on a full- or part-time basis. If you hire employees outside the state, but they work for you in Vermont, you must purchase coverage. Employers may choose to include a family member who lives with them, and they do not need approval from the Vermont Department of Labor to do so.

VT Workers' Comp: Key Details

  • Sole proprietors and partners in Vermont can purchase Workers' Comp for themselves, but are not required to.
  • Corporate officers and LLC members are included in coverage requirements, but may elect to exempt themselves.
  • People who work with independent contractors must sort out in writing who is responsible for carrying Workers' Compensation Insurance. You will be responsible for the insurance if the independent contractor…
    • Doesn't have coverage.
    • Does not meet the definition of a contractor under law.
  • The following people are not required to be covered by Workers' Comp:
    • Casual employees whose work is not for the purpose of the employer's trade or business.
    • A person engaged in amateur sports.
    • A person engaged in agriculture or farm employment for an employer whose aggregate payroll is less than $10,000 in a calendar year.
    • Certain elected officials.
    • Volunteers.
  • You may self-insure (if approved) or purchase insurance through a commercial insurance carrier.

Want to know more about how Vermont's Workers' Compensation laws affect your business? Visit the state's Department of Labor for more details.

Workers' Comp Insurance: Further Reading

See Workers' Comp Laws Where You Live