Business Insurance for Interior Construction Remodelers

Compare multiple quotes from top carriers with one application.
Drywall in the interior of a building
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for renovation professionals

Interior construction involves physical labor and a high level of risk. Remodelers’ insurance can cover employee injuries, stolen tools, lawsuits related to client property damage, and more.

Two construction professionals working on home interior.
Compare insurance quotes icon

Choose the best rate and coverage

Interior construction professionals can compare insurance quotes from top U.S. carriers online with Insureon. Get several quotes with one application.

What types of insurance do renovation professionals need?

These policies provide coverage for common renovation and remodeling risks.

General liability insurance icon

General liability insurance

This policy covers basic renovation risks, such as a client tripping on unfinished flooring. Bundle with property insurance for savings in a business owner's policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for interior construction businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers accidents involving a renovation company’s vehicle, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR
  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a remodeler’s saws, drills, hammers, shop vacuums, and other tools if they are lost, stolen, or damaged.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for interior construction businesses?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Interior construction services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Custom programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo

Why do renovation professionals and remodelers need insurance?

From commercial renovation to residential remodeling, interior construction comes with numerous risks. A homeowner could sue for property damage, or an employee could suffer a back injury. Home renovation insurance can cover your expenses so you can continue to beautify interior spaces.

Compare insurance quotes for renovation
Save money by comparing insurance quotes from multiple carriers.