Business Insurance for Video and Film Production

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Video Production and Editing Studio
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Why do video production studios need business insurance?

If a camera battery dies in the middle of a shoot, or a crew member trips on the set, it could cause a legal and financial headache. Video and film production insurance can cover unexpected costs from lawsuits and injuries.

Video production set with person filming in the foreground.
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Save money on insurance

Videographers and filmmakers can save money on liability and equipment insurance by comparing quotes from top carriers.

Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.

What types of insurance do video production studios need?

Protect against common risks with these video production insurance policies.

General liability insurance icon

General liability insurance

Commercial general liability insurance covers basic risks, such as a client injury on the set. Bundle with property insurance in a business owner’s policy (BOP) to save.

  • Slip-and-fall accidents
  • Damaged customer property
  • Defamation lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP is a cost-effective insurance policy for video production studios that bundles equipment coverage and general liability coverage at a discount.

  • Third-party bodily injury
  • Third-party property damage
  • Theft or physical damage to video equipment
Professional liability insurance icon

Professional liability insurance

This policy covers legal costs if a client sues your video production studio over a mistake or oversight. It's sometimes called errors and omissions insurance (E&O).

  • Missed project deadlines
  • Accusations of negligence
  • Lost video footage
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for video production studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers the cost of accidents involving a vehicle owned by a production studio. Most states require this coverage for business-owned vehicles.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Inland marine insurance icon

Inland marine insurance

This policy protects videography equipment that travels outside of your production studio. It covers property losses due to theft, fires, storms, and vandalism.

  • Video equipment at a filming location
  • Cameras and other equipment in transit
  • Business property stored off-site
Looking for different coverage? See more policies.

How much does insurance cost for video and film production companies?

Videographer calculating number of employees and value of equipment.

A small production studio with a few employees will cost less to insure than a larger studio.

Factors that affect the cost of video production insurance include:

  • Your specialty, such as feature films or music videos
  • Value of videography equipment and property
  • Business size and revenue
  • Types of insurance purchased, such as inland marine for mobile equipment
  • Policy limits and deductibles
View Costs

How do I get video production insurance?

It’s easy to get insurance coverage for your video production studio if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your video production studio, whether you work independently or hire employees.

State insurance requirements

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