Business Insurance for Video and Film Production
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How much does insurance cost for video and film production studios?

The cost of video and film production insurance depends on the policies you choose, risks your business faces, and the value of your video equipment. Cost estimates are sourced from policies purchased by Insureon customers.

General liability insurance icon

General liability insurance costs for video production studios

Video production studios pay a median premium of about $29 per month, or $353 annually, for general liability insurance. This policy protects against third-party property damage and injuries, and advertising injury.

Insureon recommends purchasing a business owner’s policy for more complete coverage. A BOP bundles general liability insurance with commercial property insurance to cover your video equipment, too.

Median cost per year: $353
Policy limit: $1 million per occurrence
Policy deductible: $500

Business owner’s policy icon

Business owner’s policy costs for video production studios

A business owner’s policy costs film production studios $51 per month, or a median annual premium of $611.

A BOP bundles general liability and property insurance, usually at a discounted rate. The services you offer and value of your video equipment will partially dictate pricing. This policy may also include business interruption insurance, which covers lost income due to an unexpected business closure.

Median cost per year: $611
Policy limit: $1 million per occurrence
Policy deductible: $500

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Professional liability insurance icon

Professional liability insurance costs

Photo and video businesses pay a median of $53 per month, or $639 annually, for professional liability insurance.

This policy, also known as errors and omissions insurance, protects businesses against the cost of client lawsuits claiming that work was unsatisfactory, negligent, late, or never completed.

Median cost per year: $639
Policy limit: $1 million per occurrence
Policy deductible: $1,000

Workers’ compensation insurance icon

Workers’ compensation insurance costs for video production studios

The median cost for workers’ compensation insurance for a video production business is $64 per month, or $771 annually. Policy costs will depend on your state and number of employees.

Workers’ comp can help cover medical expenses and lost wages for employees who are injured on the job. It’s required in most states for businesses with employees.

Get free quotes and compare policies with Insureon

Insureon agents work with leading U.S. carriers to find affordable business insurance for film production studios and other videography professionals. Apply today to compare quotes from multiple carriers with one free online application. If you decide to purchase a policy, you’ll work with an account manager who specializes in business risks for video production companies.

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