Videographer insurance can cover costs if a grip accidentally damages a set while shooting on location or a client files a lawsuit over a poorly edited video.
These policies provide coverage for common risks faced by freelance videographers and videography businesses.
This policy covers basic videographer risks, such as client property damage or injuries. Bundle with property insurance in a business owner’s policy to save.
A BOP is a cost-effective insurance policy for videographers that bundles property insurance and general liability insurance together in one plan.
This policy, sometimes called errors and omissions insurance (E&O), covers legal expenses if a client sues a videographer over work performance.
Workers’ compensation insurance is required in almost every state for videography businesses that have employees. It can cover medical costs and lost wages for work injuries.
If a corporate client trips over a light stand and breaks an arm, a memory card containing raw footage of a couple’s wedding goes missing, or a marketing video is submitted after the deadline, a videographer could be sued. Videographer insurance protects against claims of property damage, negligence, and other common risks.
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