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Videography & Photography - Freelance
Business Insurance for Videographers
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Videography & Photography - Freelance
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Save money by comparing insurance quotes for videographers
Videographer insurance can cover costs if a grip accidentally damages a set while shooting on location or a client files a lawsuit over a poorly edited video.
One application, multiple quotes
Insureon helps videographers compare quotes from top U.S. carriers for policies such as video equipment insurance and videographer liability insurance. Get several quotes with one application.
What types of business insurance do videographers need?
These policies provide coverage for common risks faced by freelance videographers and videography businesses.
General liability insurance
This policy covers basic videographer risks, such as client property damage or injuries. Bundle with property insurance in a business owner’s policy to save.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Business owner’s policy
A BOP is a cost-effective insurance policy for videographers that bundles property insurance and general liability insurance together in one plan.
BEST FOR
- Customer injuries
- Customer property damage
- Damaged or stolen cameras and computers
Professional liability insurance
This policy, sometimes called errors and omissions insurance (E&O), covers legal expenses if a client sues a videographer over work performance.
BEST FOR
- Missing or incomplete video footage
- Accusations of negligence
- Late arrivals or missed video shoots
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for videography businesses that have employees. It can cover medical costs and lost wages for work injuries.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Looking for different coverage? See more policies.
Why do videographers need insurance?
If a corporate client trips over a light stand and breaks an arm, a memory card containing raw footage of a couple’s wedding goes missing, or a marketing video is submitted after the deadline, a videographer could be sued. Videographer insurance protects against claims of property damage, negligence, and other common risks.
See photographer and videographer insurance requirements in your state
Choose your state to learn about insurance requirements for photographers and videographers.
How much does insurance cost for videographers?
Several factors will have an impact on insurance costs, including:
- Videography services offered
- Value of camera equipment
- Revenue
- Location
- Number of employees
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