Business Insurance for Videographers

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Videographer insurance can cover costs if a grip accidentally damages a set while shooting on location or a client files a lawsuit over a poorly edited video.

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Insureon helps videographers compare quotes from top U.S. carriers for policies such as video equipment insurance and videographer liability insurance. Get several quotes with one application.

What types of insurance do videographers need?

These policies provide coverage for common risks faced by freelance videographers and videography businesses.

General liability insurance

This policy covers basic videographer risks, such as client property damage or injuries. Bundle with property insurance in a business owner’s policy to save.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Business owner’s policy

A BOP is a cost-effective insurance policy for videographers that bundles property insurance and general liability insurance together in one plan.

BEST FOR

Customer injuries
Customer property damage
Damaged or stolen cameras and computers

Professional liability insurance

This policy, sometimes called errors and omissions insurance, covers legal fees if a client sues a videographer over work performance.

BEST FOR

Missing or incomplete video footage
Accusations of negligence
Late arrivals or missed video shoots

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for videography businesses that have employees. It can cover medical fees and lost wages for work injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Looking for different coverage? See more policies.

How much does insurance cost for videographers?

Female videographer calculating number of employees and value of equipment.

Several factors will have an impact on insurance costs, including:

Videography services offered
Value of camera equipment
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do videographers need insurance?

If a corporate client trips over a light stand and breaks an arm, a memory card containing raw footage of a couple’s wedding goes missing, or a marketing video is submitted after the deadline, a videographer could be sued. Videographer insurance protects against claims of property damage, negligence, and other common risks.

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