Your goal is to improve your clients’ health, but exercise can also cause injuries. Business insurance helps cover expenses when someone claims your training caused an injury. It provides peace of mind and covers theft of exercise equipment, muscle strains, and other risks of personal training.
These insurance policies cover common risks for group fitness instructors.
A general liability policy covers basic third-party risks, such as a competitor who sues for slander over a video you posted on social media. Bundle it with property insurance for savings in a BOP.
A business owner's policy, or BOP, is a cost-effective way for fitness instructors to buy general liability coverage and commercial property insurance together.
This insurance covers legal expenses if a client claims your fitness class caused an injury. It’s sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for fitness studios that have employees. It also protects independent contractors and the self-employed from costly work accidents.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your fitness training business. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your fitness company recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection..
Small business insurance provides the support you need for heavy lifting.
On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices.
No matter what big roles your small business has, this is probably the easiest box you can check.
Start your application now. Get your policy same day, and smash those goals.
Insureon. Protection is peace of mind.
It's easy to get business insurance for fitness instructors, personal trainers, and yoga instructors if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance plan for your fitness business, whether you teach aerobics classes or own a health club.