Your goal is to improve your clients’ health, but exercise can also cause injuries. Business insurance helps cover expenses when someone claims your training caused an injury. It provides peace of mind and covers theft of exercise equipment, muscle strains, and other risks of personal training.
These insurance policies cover common risks for group fitness instructors.
A business owner's policy, or BOP, is a cost-effective way for fitness instructors to buy general liability coverage and commercial property insurance together.
A general liability policy covers basic third-party risks, such as a competitor who sues for slander over a video you posted on social media. Bundle it with property insurance for savings in a BOP.
Most states require workers' comp for fitness studios that have employees. It also protects independent contractors and the self-employed from costly work accidents.
This insurance covers legal expenses if a client claims your fitness class caused an injury. It’s sometimes referred to as errors and omissions insurance (E&O).
It's easy to get business insurance for fitness instructors, personal trainers, and yoga instructors if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance plan for your fitness business, whether you teach aerobics classes or own a health club.