Business Insurance for Fitness Instructors

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Save money by comparing insurance quotes for fitness instructors

Stolen exercise equipment or a lawsuit alleging your instruction caused injury can greatly impact your small studio. Safeguard it with policies designed for fitness instructors.

Three people doing stretches in a fitness studio.

One application, multiple quotes

Insureon helps fitness instructors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do fitness instructors need?

These policies provide coverage for the most common group fitness risks.

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for a fitness instructor.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

General liability insurance

This policy covers common group fitness risks, such as an injury in your exercise class caused by a dropped weight. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for fitness studios that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

Professional liability insurance for group fitness instructors can cover legal expenses if a client claims that improper instruction led to an injury.

BEST FOR

Professional negligence lawsuits
Claims your instructions led to injury
Work mistakes or oversights

Looking for different coverage? See more policies.

How much does insurance cost for sports and fitness professionals?

Woman in tank top calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Sports and fitness services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do fitness instructors need insurance?

As a fitness instructor, you help transform your clients’ health. However, there’s also a risk of client injury. Fitness instructor insurance can help cover expenses when dealing with an allegation that your training caused injury, theft of exercise equipment, and other risks unique to fitness training.

Compare insurance quotes for fitness instructors

Save money by comparing insurance quotes from multiple carriers.