Stolen exercise equipment or a lawsuit alleging your instruction caused injury can greatly impact your small studio. Safeguard it with policies designed for fitness instructors.
These policies cover the most common risks of group fitness businesses.
A business owner's policy, or BOP, is a cost-effective way for fitness instructors to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for fitness studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Professional liability insurance for group fitness instructors can cover legal expenses if a client claims that improper instruction led to an injury.
As a fitness instructor, you help transform your clients’ health. However, exercise can also cause injuries. Fitness instructor insurance can help cover expenses when dealing with an allegation that your training caused an injury. It can also cover theft of exercise equipment and other risks unique to fitness training.