Business Insurance for Fitness Instructors

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Save money by comparing insurance quotes for fitness instructors

Stolen exercise equipment or a lawsuit alleging your instruction caused injury can greatly impact your small studio. Safeguard it with policies designed for fitness instructors.

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One application, multiple quotes

Insureon helps fitness instructors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do fitness instructors need?

These policies provide coverage for the most common group fitness risks.
Note: Insureon cannot provide quotes for professional liability insurance for fitness instructors, also called errors and omissions insurance.

Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for a fitness instructor.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common group fitness risks, such as an injury in your exercise class caused by a dropped weight. Bundle with property insurance for savings in a BOP.
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for fitness studios that have employees. It can cover medical bills for work-related injuries.
  • Employee medical expenses
  • Missed wages
  • Legal costs
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for group fitness instructors can cover legal expenses if a client claims that improper instruction led to an injury.

  • Professional negligence lawsuits
  • Claims your instructions led to injury
  • Work mistakes or oversights
Looking for different coverage? See more policies.

How much does insurance cost for sports and fitness professionals?

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Several factors will have an impact on insurance costs, including:

  • Sports and fitness services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do fitness instructors need insurance?

As a fitness instructor, you help transform your clients’ health. However, there’s also a risk of client injury. Fitness instructor insurance can help cover expenses when dealing with an allegation that your training caused injury, theft of exercise equipment, and other risks unique to fitness training.

Compare insurance quotes for fitness instructors
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