Yoga instructors help students improve their balance and flexibility, but an accident in your studio could lead to hefty medical or legal costs. Business insurance can help cover medical bills from an injury, legal expenses from a lawsuit, and repair or replacement of damaged or stolen equipment.
These insurance policies cover the most common yoga instructor risks.
A general liability insurance policy covers basic third-party risks, such as a student who slips and suffers an injury during a yoga class. Bundle it with property and equipment coverage in a BOP.
A BOP bundles commercial property insurance and general liability coverage at a discount. It helps cover legal costs from customer accidents as well as business property damage.
This yoga instructor liability insurance covers legal defense costs from work mistakes, such as an injury from improper instruction. It’s sometimes referred to as errors and omissions insurance or malpractice insurance.
Most states require workers' comp for yoga studios that have employees. It also protects sole proprietors from work-related injury costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your yoga business. Each state has its own requirements for auto liability insurance.
Cyber liability insurance helps your yoga company recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
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It's easy to get business insurance for yoga teachers and fitness instructors if you have your company information on hand. Our application will ask for basic facts about your yoga business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your yoga practice, whether you work full-time, part-time, or own a yoga studio.