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Business Insurance for Yoga Teachers
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Fitness Instructor
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Why do yoga teachers need insurance?
Yoga instructors help students improve their balance and flexibility, but an accident in your studio could lead to hefty medical or legal costs. Business insurance can help cover medical bills from an injury, legal expenses from a lawsuit, and repair or replacement of damaged or stolen equipment.
One application, multiple quotes
Insureon helps yoga teachers and owners of yoga studios compare small business insurance quotes from top U.S. carriers online.
Get several quotes with one easy application.
What types of business insurance do yoga teachers need?
These insurance policies cover the most common yoga instructor risks.
General liability insurance
A general liability insurance policy covers basic third-party risks, such as a student who slips and suffers an injury during a yoga class. Bundle it with property and equipment coverage in a BOP.
BEST FOR
- Customer bodily injuries
- Damaged customer property
- Libel and slander lawsuits
Business owner’s policy
A BOP bundles commercial property insurance and general liability coverage at a discount. It helps cover legal costs from customer accidents as well as business property damage.
BEST FOR
- Accidents that injure a customer
- Customer property damage
- Stolen or damaged business property
Professional liability insurance
This yoga instructor liability insurance covers legal defense costs from work mistakes, such as an injury from improper instruction. It’s sometimes referred to as errors and omissions insurance or malpractice insurance.
BEST FOR
- Technique that injures a yoga student
- Class cancellations or missed appointments
- Failure to achieve promised fitness goals
Workers’ compensation insurance
Most states require workers' comp for yoga studios that have employees. It also protects sole proprietors from work-related injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Legal costs from employee injuries
Commercial auto insurance
Commercial auto insurance covers the cost of an accident involving a vehicle owned by your yoga business. Each state has its own requirements for auto liability insurance.
BEST FOR
- Property damage caused by your vehicle
- Lawsuits from an auto accident
- Vehicle theft and vandalism
Cyber liability insurance
Cyber liability insurance helps your yoga company recover from data breaches and cyberattacks. It's strongly recommended for any business that stores customer information.
BEST FOR
- Customer notification costs
- Fraud monitoring services
- Cyber extortion payments
Looking for different coverage? See more policies.
Strengthen your business with insurance
View video transcript.
There's healthy...and then there's business healthy. Strengthen your small business with the right insurance protection. Small business insurance provides the support you need for heavy lifting. On the job, it always helps to know you have a strong base. And we've got your back with top-rated policies at affordable prices. No matter what big roles your small business has, this is probably the easiest box you can check. Start your application now. Get your policy same day, and smash those goals. Insureon. Protection is peace of mind.
How much does fitness center and yoga insurance cost?
A yoga professional who works independently will pay less for insurance than a larger studio.
Factors that affect premiums include:
- Sports and fitness services offered, such as yoga instruction or reiki classes
- Business property and equipment
- Business income
- Types of insurance purchased
- Coverage limits and deductibles
How do I get yoga instructor insurance?
It's easy to get business insurance for yoga teachers and fitness instructors if you have your company information on hand. Our application will ask for basic facts about your yoga business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance options and choose policies
- Pay for your policy and download a certificate as proof of insurance
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your yoga practice, whether you work full-time, part-time, or own a yoga studio.
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