Business Insurance for Yoga Teachers

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Fitness Instructor
Several people sitting on the floor in a yoga class.
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Why do yoga teachers need insurance?

Yoga instructors help students improve their balance and flexibility, but an accident in your studio could lead to hefty medical or legal costs. Business insurance can help cover medical bills from an injury, legal expenses from a lawsuit, and repair or replacement of damaged or stolen equipment.

Yoga instructor showing student a pose.
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One application, multiple quotes

Insureon helps yoga teachers and owners of yoga studios compare small business insurance quotes from top U.S. carriers online.

Get several quotes with one easy application.

What types of business insurance do yoga teachers need?

These insurance policies cover the most common yoga instructor risks.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage at a discount. It helps cover legal costs from customer accidents as well as business property damage.

  • Accidents that injure a customer
  • Customer property damage
  • Stolen or damaged business property
General liability insurance icon

General liability insurance

A general liability insurance policy covers basic third-party risks, such as a student who slips and suffers an injury during a yoga class. Bundle it with property and equipment coverage in a BOP.

  • Customer bodily injuries
  • Damaged customer property
  • Libel and slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for yoga studios that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Legal costs from employee injuries
Professional liability insurance icon

Professional liability insurance

This yoga instructor liability insurance covers legal defense costs from work mistakes, such as an injury from improper instruction. It’s sometimes referred to as errors and omissions insurance or malpractice insurance.

  • Technique that injures a yoga student
  • Class cancellations or missed appointments
  • Failure to achieve promised fitness goals
Looking for different coverage? See more policies.

Strengthen your business with insurance

How much does fitness center and yoga insurance cost?

Fitness professional in a tank top calculating insurance costs.

A yoga professional who works independently will pay less for insurance than a larger studio.

Factors that affect premiums include:

  • Sports and fitness services offered, such as yoga instruction or reiki classes
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Coverage limits and deductibles
View Costs

How do I get yoga instructor insurance?

It's easy to get business insurance for yoga teachers and fitness instructors if you have your company information on hand. Our application will ask for basic facts about your yoga business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance options and choose policies
  3. Pay for your policy and download a certificate as proof of insurance

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your yoga practice, whether you work full-time, part-time, or own a yoga studio.

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